1st*Bank in Coppell, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 10, 1995

  • 1st*Bank in Coppell, Texas (TX)
  • Show street view No street view available for this location

1st*Bank - Overview

  • General
  • FDIC Certificate #: 21442
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Texas, National Association (#27474)
    Federal Reserve ID: 687755
    Date Established: Febuary 14, 1974
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14827
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 14, 1974
    Last Structure Change Effective Date: March 10, 1995
    Last Structure Change Process Date: March 22, 1995
    Last Data Update: March 22, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 1000 South Beltline Road, Coppell, TX 75019
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $143.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $34Total assets
  • $143,688Cash and due from depository institutions
  • $11,907Interest-bearing balances
  • $0Securities
  • $63,707Federal funds sold & reverse repurchase agreements
  • $19,625Net loans & leases
  • $46,154Loan loss allowance
  • $1,008Trading account assets
  • $0Bank premises and fixed assets
  • $1,380Other real estate owned
  • $66Goodwill and other intangibles
  • $849Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $143,688Total liabilities
  • $134,529Total deposits
  • $133,730Interest-bearing deposits
  • $100,045Deposits held in domestic offices
  • 133730.00%% insured (estimated)
  • $64Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $500All other liabilities
  • $299Total equity capital
  • $299Total bank equity capital
  • $9,159Perpetual preferred stock
  • $0Common stock
  • $2,608Surplus
  • $3,654Undivided profits
  • Memoranda
  • $2,897Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $117Income earned, not collected on loans
  • $243Earning assets
  • $129,486Long-term assets (5+ years)
  • $12,971Average Assets, year-to-date
  • $137,169Average Assets, quarterly
  • $144,117Volatile liabilities
  • $58,417Insider loans
  • $601FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $7,607Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,159Total risk weighted assets
  • $62,909Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,130Total interest expense
  • $2,947Net interest income
  • $5,183Provision for loan and lease losses
  • $240Total noninterest income
  • $655Fiduciary activities
  • $0Service charges on deposit accounts
  • $557Trading account gains & fees
  • $0Additional noninterest income
  • $98Total noninterest expense
  • $3,144Salaries and employee benefits
  • $1,455Premises and equipment expense
  • $488Additional noninterest expense
  • $1,201Pre-tax net operating income
  • $2,454Securities gains (losses)
  • -$12Applicable income taxes
  • $773Income before extraordinary items
  • $1,669Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,669Net charge-offs
  • $156Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.54%Cost of funding earning assets
  • 2.37%Net interest margin
  • 4.17%Noninterest income to earning assets
  • 0.53%Noninterest expense to earning assets
  • 2.53%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 1.78%Return on equity (ROE)
  • 20.10%Retained earnings to average equity (YTD only)
  • 20.10%Net charge-offs to loans
  • 0.37%Credit loss provision to net charge-offs
  • 153.85%Efficiency ratio
  • 53,854Assets per employee
  • 4.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.14%Loss allowance to noncurrent loans
  • 861.54%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 34.51%Net loans and leases to core deposits
  • 61.28%Equity capital to assets
  • 6.37%Core capital (leverage) ratio
  • 6.60%Tier 1 risk-based capital ratio
  • 14.56%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $137,169Average earning assets
  • $8,304Average equity
  • $124,268Average loans

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