AMCORE Bank, Ashton-Rochelle in Ashton, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1995

  • AMCORE Bank, Ashton-Rochelle in Ashton, Illinois (IL)
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AMCORE Bank, Ashton-Rochelle - Overview

  • General
  • FDIC Certificate #: 10447
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: AMCORE Bank, Princeton (#10459)
    Federal Reserve ID: 922830
    Date Established: September 01, 1869
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6680
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 1995
    Last Structure Change Process Date: August 31, 1995
    Last Data Update: August 31, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 803 Main Street, Ashton, IL 61006
    County: Lee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Dixon, IL (#19940)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $28.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $33,961Cash and due from depository institutions
  • $1,893Interest-bearing balances
  • $282Securities
  • $13,769Federal funds sold & reverse repurchase agreements
  • $1,962Net loans & leases
  • $14,079Loan loss allowance
  • $209Trading account assets
  • $0Bank premises and fixed assets
  • $1,139Other real estate owned
  • $0Goodwill and other intangibles
  • $571Life insurance assets
  • $548All other assets
  • $0Total liabilities and capital
  • $33,961Total liabilities
  • $29,522Total deposits
  • $28,981Interest-bearing deposits
  • $25,848Deposits held in domestic offices
  • 28981.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $541Total equity capital
  • $541Total bank equity capital
  • $4,439Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $4,060Undivided profits
  • Memoranda
  • $79Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $395Earning assets
  • $30,092Long-term assets (5+ years)
  • $5,407Average Assets, year-to-date
  • $32,848Average Assets, quarterly
  • $33,290Volatile liabilities
  • $2,949Insider loans
  • $24FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,737Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,013Total risk weighted assets
  • $17,131Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,075Total interest expense
  • $826Net interest income
  • $1,249Provision for loan and lease losses
  • -$29Total noninterest income
  • $221Fiduciary activities
  • $0Service charges on deposit accounts
  • $115Trading account gains & fees
  • $0Additional noninterest income
  • $106Total noninterest expense
  • $1,174Salaries and employee benefits
  • $560Premises and equipment expense
  • $189Additional noninterest expense
  • $425Pre-tax net operating income
  • $325Securities gains (losses)
  • $0Applicable income taxes
  • $100Income before extraordinary items
  • $225Extraordinary gains - net
  • $0Net income attributable to bank
  • $225Net charge-offs
  • -$47Cash dividends
  • $67Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.12%Cost of funding earning assets
  • 2.83%Net interest margin
  • 4.28%Noninterest income to earning assets
  • 0.76%Noninterest expense to earning assets
  • 4.03%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 0.68%Pretax return on assets
  • 0.99%Return on equity (ROE)
  • 5.09%Retained earnings to average equity (YTD only)
  • 3.57%Net charge-offs to loans
  • -0.33%Credit loss provision to net charge-offs
  • 61.70%Efficiency ratio
  • 76,939Assets per employee
  • 1.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 29.78%Loss allowance to loans
  • 1.46%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 48.58%Net loans and leases to core deposits
  • 54.08%Equity capital to assets
  • 13.07%Core capital (leverage) ratio
  • 12.16%Tier 1 risk-based capital ratio
  • 23.43%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $32,848Average earning assets
  • $4,421Average equity
  • $29,152Average loans

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