Adairville Banking Company in Adairville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 10, 1994

Adairville Banking Company in Adairville, Kentucky (KY)
Show street view No street view available for this location

Adairville Banking Company - Overview

General
FDIC Certificate #: 2730
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Simpson County Bank (#286)
Federal Reserve ID: 768449
Date Established: January 01, 1886
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 1771
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 10, 1994
Last Structure Change Process Date: July 05, 1994
Last Data Update: July 05, 1994
Data Source Date: April 05, 2012
Location
Address: Public Square, Adairville, KY 42202
County: Logan
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Hopkinsville
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $13.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$7Total assets
$13,874Cash and due from depository institutions
$693Interest-bearing balances
$0Securities
$4,578Federal funds sold & reverse repurchase agreements
$1,250Net loans & leases
$7,128Loan loss allowance
$121Trading account assets
$0Bank premises and fixed assets
$50Other real estate owned
$0Goodwill and other intangibles
$175Life insurance assets
$0All other assets
$0Total liabilities and capital
$13,874Total liabilities
$12,845Total deposits
$12,756Interest-bearing deposits
$10,913Deposits held in domestic offices
12756.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$5Trading liabilities
$0Other borrowed funds
$13Subordinated debt
$0All other liabilities
$71Total equity capital
$71Total bank equity capital
$1,029Perpetual preferred stock
$0Common stock
$200Surplus
$550Undivided profits
Memoranda
$279Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$88Earning assets
$12,956Long-term assets (5+ years)
$2,967Average Assets, year-to-date
$13,784Average Assets, quarterly
$13,714Volatile liabilities
$1,194Insider loans
$21FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$519Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,029Total risk weighted assets
$7,287Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$965Total interest expense
$429Net interest income
$536Provision for loan and lease losses
$0Total noninterest income
$64Fiduciary activities
$0Service charges on deposit accounts
$40Trading account gains & fees
$0Additional noninterest income
$24Total noninterest expense
$391Salaries and employee benefits
$164Premises and equipment expense
$18Additional noninterest expense
$209Pre-tax net operating income
$209Securities gains (losses)
$0Applicable income taxes
$59Income before extraordinary items
$150Extraordinary gains - net
$0Net income attributable to bank
$150Net charge-offs
-$1Cash dividends
$175Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.49%Cost of funding earning assets
3.33%Net interest margin
4.16%Noninterest income to earning assets
0.50%Noninterest expense to earning assets
3.04%Net operating income to assets
1.09%Return on assets (ROA)
1.09%Pretax return on assets
1.52%Return on equity (ROE)
13.75%Retained earnings to average equity (YTD only)
-2.29%Net charge-offs to loans
-0.01%Credit loss provision to net charge-offs
0.00%Efficiency ratio
65,167Assets per employee
1.98%Cash dividends to net income (YTD only)
Condition Ratios (%)
116.67%Loss allowance to loans
1.67%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
55.88%Net loans and leases to core deposits
61.55%Equity capital to assets
7.42%Core capital (leverage) ratio
7.42%Tier 1 risk-based capital ratio
14.12%Total risk-based capital ratio
Memoranda
$15Average assets
$13,784Average earning assets
$1,091Average equity
$12,878Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Adairville Banking Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.