Adams Dairy Bank in Blue Springs, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Adams Dairy Bank in Blue Springs, Missouri (MO)
  • Show street view No street view available for this location

Adams Dairy Bank - Overview

  • General
  • FDIC Certificate #: 58697
    Status: Active
    Federal Reserve ID: 3603765
    Date Established: January 03, 2008
    WWW: http://www.adamsdairybank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 18056
    FDIC's unique #: 463177
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 03, 2008
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 651 Ne Coronado Drive, Blue Springs, MO 64014
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $55.3 mil
    Equity capital: $7.1 mil
    Deposits held in domestic offices: $43.1 mil
    Return on assets (ROA): -0.39% (-$0.2 mil)
    Quarterly return on assets: 0.01% ($0.0 mil)
    Return on Equity (ROE): -2.85% (-$0.2 mil)
    Quarterly return on equity: 0.11% ($0.0 mil)
    Net income: -$0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.61% (-$337.6 mil)
    Quarterly Pretax return on assets: 0.17% ($94.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $55,342Total assets
  • $9,135Cash and due from depository institutions
  • $7,480Interest-bearing balances
  • $3,906Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $37,972Net loans & leases
  • $903Loan loss allowance
  • $0Trading account assets
  • $391Bank premises and fixed assets
  • $2,150Other real estate owned
  • $0Goodwill and other intangibles
  • $55,343Life insurance assets
  • $1,788All other assets
  • $48,210Total liabilities and capital
  • $43,125Total liabilities
  • $36,692Total deposits
  • $43,125Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $85Subordinated debt
  • $7,133All other liabilities
  • $7,133Total equity capital
  • $7,133Total bank equity capital
  • $0Perpetual preferred stock
  • $4,000Common stock
  • $4,000Surplus
  • $-867Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $338Income earned, not collected on loans
  • $0Earning assets
  • $172Long-term assets (5+ years)
  • $49,358Average Assets, year-to-date
  • $19,325Average Assets, quarterly
  • $52,723Volatile liabilities
  • $55,201Insider loans
  • $34,692FHLB advances
  • $54,420Loans and leases held for sale
  • $502Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,687Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $502Total unused commitments
  • $3,404Restructured Loans and leases
  • $3,040Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,570Total interest income
  • $566Total interest expense
  • $2,004Net interest income
  • $569Provision for loan and lease losses
  • $0Total noninterest income
  • $0Fiduciary activities
  • $49Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$49Additional noninterest income
  • $1,757Total noninterest expense
  • $604Salaries and employee benefits
  • $330Premises and equipment expense
  • $823Additional noninterest expense
  • -$322Pre-tax net operating income
  • $0Securities gains (losses)
  • -$116Applicable income taxes
  • -$206Income before extraordinary items
  • $0Extraordinary gains - net
  • -$206Net income attributable to bank
  • $0Net charge-offs
  • -$206Cash dividends
  • $418Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.51%Yield on earning assets
  • 1.21%Cost of funding earning assets
  • 4.30%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • -0.39%Net operating income to assets
  • -0.39%Return on assets (ROA)
  • -0.61%Pretax return on assets
  • -2.85%Return on equity (ROE)
  • -2.85%Retained earnings to average equity (YTD only)
  • 1.07%Net charge-offs to loans
  • 136.12%Credit loss provision to net charge-offs
  • 0.59%Efficiency ratio
  • 87,675Assets per employee
  • 5.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.32%Loss allowance to noncurrent loans
  • 267.16%Noncurrent assets plus other real estate owned to assets
  • 4.50%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 88.05%Net loans and leases to core deposits
  • 93.15%Equity capital to assets
  • 12.89%Core capital (leverage) ratio
  • 12.29%Tier 1 risk-based capital ratio
  • 19.28%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $52,723Average earning assets
  • $7,227Average equity
  • $46,636Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0463177Adams Dairy Bank651 Ne Coronado Drive, Blue Springs, MO 64014January 03, 2008Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Adams Dairy Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents