Adams Dairy Bank in Blue Springs, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Adams Dairy Bank in Blue Springs, Missouri (MO)
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Adams Dairy Bank - Overview

  • General
  • FDIC Certificate #: 58697
    Status: Active
    Federal Reserve ID: 3603765
    Date Established: January 03, 2008
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 18056
    FDIC's unique #: 463177
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 03, 2008
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 651 Ne Coronado Drive, Blue Springs, MO 64014
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $55.3 mil
    Equity capital: $7.1 mil
    Deposits held in domestic offices: $43.1 mil
    Return on assets (ROA): -0.39% (-$0.2 mil)
    Quarterly return on assets: 0.01% ($0.0 mil)
    Return on Equity (ROE): -2.85% (-$0.2 mil)
    Quarterly return on equity: 0.11% ($0.0 mil)
    Net income: -$0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.61% (-$337.6 mil)
    Quarterly Pretax return on assets: 0.17% ($94.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $55,342Total assets
  • $9,135Cash and due from depository institutions
  • $7,480Interest-bearing balances
  • $3,906Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $37,972Net loans & leases
  • $903Loan loss allowance
  • $0Trading account assets
  • $391Bank premises and fixed assets
  • $2,150Other real estate owned
  • $0Goodwill and other intangibles
  • $55,343Life insurance assets
  • $1,788All other assets
  • $48,210Total liabilities and capital
  • $43,125Total liabilities
  • $36,692Total deposits
  • $43,125Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $85Subordinated debt
  • $7,133All other liabilities
  • $7,133Total equity capital
  • $7,133Total bank equity capital
  • $0Perpetual preferred stock
  • $4,000Common stock
  • $4,000Surplus
  • $-867Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $338Income earned, not collected on loans
  • $0Earning assets
  • $172Long-term assets (5+ years)
  • $49,358Average Assets, year-to-date
  • $19,325Average Assets, quarterly
  • $52,723Volatile liabilities
  • $55,201Insider loans
  • $34,692FHLB advances
  • $54,420Loans and leases held for sale
  • $502Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,687Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $502Total unused commitments
  • $3,404Restructured Loans and leases
  • $3,040Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,570Total interest income
  • $566Total interest expense
  • $2,004Net interest income
  • $569Provision for loan and lease losses
  • $0Total noninterest income
  • $0Fiduciary activities
  • $49Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$49Additional noninterest income
  • $1,757Total noninterest expense
  • $604Salaries and employee benefits
  • $330Premises and equipment expense
  • $823Additional noninterest expense
  • -$322Pre-tax net operating income
  • $0Securities gains (losses)
  • -$116Applicable income taxes
  • -$206Income before extraordinary items
  • $0Extraordinary gains - net
  • -$206Net income attributable to bank
  • $0Net charge-offs
  • -$206Cash dividends
  • $418Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.51%Yield on earning assets
  • 1.21%Cost of funding earning assets
  • 4.30%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • -0.39%Net operating income to assets
  • -0.39%Return on assets (ROA)
  • -0.61%Pretax return on assets
  • -2.85%Return on equity (ROE)
  • -2.85%Retained earnings to average equity (YTD only)
  • 1.07%Net charge-offs to loans
  • 136.12%Credit loss provision to net charge-offs
  • 0.59%Efficiency ratio
  • 87,675Assets per employee
  • 5.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.32%Loss allowance to noncurrent loans
  • 267.16%Noncurrent assets plus other real estate owned to assets
  • 4.50%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 88.05%Net loans and leases to core deposits
  • 93.15%Equity capital to assets
  • 12.89%Core capital (leverage) ratio
  • 12.29%Tier 1 risk-based capital ratio
  • 19.28%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $52,723Average earning assets
  • $7,227Average equity
  • $46,636Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0463177Adams Dairy Bank651 Ne Coronado Drive, Blue Springs, MO 64014January 03, 2008Full Service Brick and Mortar

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