Affiliated Bank in city_name, state_name - Detailed Financial Reports, Location

Affiliated Bank in Bedford, Texas (TX)
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Affiliated Bank - Overview

General
FDIC Certificate #: 34885
Status: Active
Federal Reserve ID: 965789
Date Established: January 01, 1959
WWW: http://www.affiliatedbank.com
Trust Powers Granted: No
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 14544
FDIC's unique #: 61948
Numeric code: 37
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: June 01, 1998
Last Structure Change Effective Date: July 21, 2011
Last Structure Change Process Date: July 21, 2011
Last Data Update: July 21, 2011
Data Source Date: April 05, 2012
Location
Address: 500 Harwood Rd., Bedford, TX 76021
County: Tarrant
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $227.9 mil
Equity capital: $25.0 mil
Deposits held in domestic offices: $193.2 mil
Return on assets (ROA): 0.92% ($2.1 mil)
Quarterly return on assets: 1.42% ($3.2 mil)
Return on Equity (ROE): 8.47% ($2.1 mil)
Quarterly return on equity: 12.47% ($3.1 mil)
Net income: $1.9 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.41% ($3,213.4 mil)
Quarterly Pretax return on assets: 2.18% ($4,968.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
165Total employees (full-time equivalent)
$227,903Total assets
$3,004Cash and due from depository institutions
$179Interest-bearing balances
$5,733Securities
$2,587Federal funds sold & reverse repurchase agreements
$210,913Net loans & leases
$2,139Loan loss allowance
$0Trading account assets
$1,508Bank premises and fixed assets
$1,306Other real estate owned
$2Goodwill and other intangibles
$227,903Life insurance assets
$2,850All other assets
$202,948Total liabilities and capital
$193,198Total liabilities
$174,901Total deposits
$193,198Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$8,100Trading liabilities
$0Other borrowed funds
$1,650Subordinated debt
$24,955All other liabilities
$24,955Total equity capital
$24,955Total bank equity capital
$0Perpetual preferred stock
$3Common stock
$14,881Surplus
$10,071Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$838Income earned, not collected on loans
$0Earning assets
$1,138Long-term assets (5+ years)
$219,412Average Assets, year-to-date
$0Average Assets, quarterly
$205,869Volatile liabilities
$215,660Insider loans
$168,993FHLB advances
$227,901Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$24,953Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$29,326Restructured Loans and leases
$2,053Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,873Total interest income
$1,933Total interest expense
$9,940Net interest income
$825Provision for loan and lease losses
$9,936Total noninterest income
$0Fiduciary activities
$50Service charges on deposit accounts
$0Trading account gains & fees
$9,886Additional noninterest income
$15,910Total noninterest expense
$12,389Salaries and employee benefits
$1,037Premises and equipment expense
$2,484Additional noninterest expense
$3,141Pre-tax net operating income
-$239Securities gains (losses)
$1,016Applicable income taxes
$1,886Income before extraordinary items
$0Extraordinary gains - net
$1,886Net income attributable to bank
$0Net charge-offs
$1,886Cash dividends
$222Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.99%Yield on earning assets
0.98%Cost of funding earning assets
5.02%Net interest margin
5.02%Noninterest income to earning assets
8.03%Noninterest expense to earning assets
0.99%Net operating income to assets
0.92%Return on assets (ROA)
1.41%Pretax return on assets
8.47%Return on equity (ROE)
8.47%Retained earnings to average equity (YTD only)
0.12%Net charge-offs to loans
371.62%Credit loss provision to net charge-offs
17.86%Efficiency ratio
80,006Assets per employee
1.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
255.25%Noncurrent assets plus other real estate owned to assets
0.94%Noncurrent loans to loans
0.39%Net loans and leases to deposits
109.17%Net loans and leases to core deposits
111.31%Equity capital to assets
10.95%Core capital (leverage) ratio
10.95%Tier 1 risk-based capital ratio
14.77%Total risk-based capital ratio
Memoranda
$16Average assets
$205,869Average earning assets
$22,264Average equity
$198,103Average loans

List of branches

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	61948	Affiliated Bank	500 Harwood Rd., Bedford, TX 76021	January 01, 1959	Full Service Brick and Mortar
1	518123	Arlington Branch	2326 W Pleasant Ridge Rd., Arlington, TX 76015	May 01, 2000	Full Service Brick and Mortar

Affiliated Bank in Bedford, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Affiliated Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Affiliated Bank in Bedford, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Affiliated Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Affiliated Bank in Bedford, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches