Affiliated Bank in Bedford, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Affiliated Bank in Bedford, Texas (TX)
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Affiliated Bank - Overview

  • General
  • FDIC Certificate #: 34885
    Status: Active
    Federal Reserve ID: 965789
    Date Established: January 01, 1959
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 14544
    FDIC's unique #: 61948
    Numeric code: 37
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 01, 1998
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 500 Harwood Rd., Bedford, TX 76021
    County: Tarrant
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $227.9 mil
    Equity capital: $25.0 mil
    Deposits held in domestic offices: $193.2 mil
    Return on assets (ROA): 0.92% ($2.1 mil)
    Quarterly return on assets: 1.42% ($3.2 mil)
    Return on Equity (ROE): 8.47% ($2.1 mil)
    Quarterly return on equity: 12.47% ($3.1 mil)
    Net income: $1.9 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 1.41% ($3,213.4 mil)
    Quarterly Pretax return on assets: 2.18% ($4,968.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 165Total employees (full-time equivalent)
  • $227,903Total assets
  • $3,004Cash and due from depository institutions
  • $179Interest-bearing balances
  • $5,733Securities
  • $2,587Federal funds sold & reverse repurchase agreements
  • $210,913Net loans & leases
  • $2,139Loan loss allowance
  • $0Trading account assets
  • $1,508Bank premises and fixed assets
  • $1,306Other real estate owned
  • $2Goodwill and other intangibles
  • $227,903Life insurance assets
  • $2,850All other assets
  • $202,948Total liabilities and capital
  • $193,198Total liabilities
  • $174,901Total deposits
  • $193,198Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,100Trading liabilities
  • $0Other borrowed funds
  • $1,650Subordinated debt
  • $24,955All other liabilities
  • $24,955Total equity capital
  • $24,955Total bank equity capital
  • $0Perpetual preferred stock
  • $3Common stock
  • $14,881Surplus
  • $10,071Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $838Income earned, not collected on loans
  • $0Earning assets
  • $1,138Long-term assets (5+ years)
  • $219,412Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $205,869Volatile liabilities
  • $215,660Insider loans
  • $168,993FHLB advances
  • $227,901Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $24,953Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $29,326Restructured Loans and leases
  • $2,053Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,873Total interest income
  • $1,933Total interest expense
  • $9,940Net interest income
  • $825Provision for loan and lease losses
  • $9,936Total noninterest income
  • $0Fiduciary activities
  • $50Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,886Additional noninterest income
  • $15,910Total noninterest expense
  • $12,389Salaries and employee benefits
  • $1,037Premises and equipment expense
  • $2,484Additional noninterest expense
  • $3,141Pre-tax net operating income
  • -$239Securities gains (losses)
  • $1,016Applicable income taxes
  • $1,886Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,886Net income attributable to bank
  • $0Net charge-offs
  • $1,886Cash dividends
  • $222Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.99%Yield on earning assets
  • 0.98%Cost of funding earning assets
  • 5.02%Net interest margin
  • 5.02%Noninterest income to earning assets
  • 8.03%Noninterest expense to earning assets
  • 0.99%Net operating income to assets
  • 0.92%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 8.47%Return on equity (ROE)
  • 8.47%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 371.62%Credit loss provision to net charge-offs
  • 17.86%Efficiency ratio
  • 80,006Assets per employee
  • 1.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 255.25%Noncurrent assets plus other real estate owned to assets
  • 0.94%Noncurrent loans to loans
  • 0.39%Net loans and leases to deposits
  • 109.17%Net loans and leases to core deposits
  • 111.31%Equity capital to assets
  • 10.95%Core capital (leverage) ratio
  • 10.95%Tier 1 risk-based capital ratio
  • 14.77%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $205,869Average earning assets
  • $22,264Average equity
  • $198,103Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    061948Affiliated Bank500 Harwood Rd., Bedford, TX 76021January 01, 1959Full Service Brick and Mortar
    1518123Arlington Branch2326 W Pleasant Ridge Rd., Arlington, TX 76015May 01, 2000Full Service Brick and Mortar

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