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- Banks in Texas (TX)
- Alamo Bank of Texas
Alamo Bank of Texas in Alamo, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of June 23, 2006
- Alamo Bank of Texas in Alamo, Texas (TX)
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Alamo Bank of Texas - Overview
- General
- FDIC Certificate #: 10361
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Frost National Bank (#5510)
Federal Reserve ID: 334750
Date Established: July 01, 1919
WWW: http://www.alamobank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 10 (Interstate: No)
OTS Docket #: 12046
FDIC's unique #: 6637
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 23, 2006
Last Structure Change Process Date: July 13, 2006
Last Data Update: July 13, 2006
Data Source Date: April 05, 2012 - Location
- Address: 809 Main Street, Alamo, TX 78516
County: Hidalgo
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): McAllen-Edinburg-Mission, TX (#4880)
Core Based Statistical Area (CBSA): McAllen-Edinburg-Mission, TX (#32580)
CBSA Metro Statistical Area: McAllen-Edinburg-Mission, TX (#32580) - Financial Summary
- Total assets: $400.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
- Dollar figures in thousands
- 148Total employees (full-time equivalent)
- $312,004Total assets
- $8,472Cash and due from depository institutions
- $385Interest-bearing balances
- $61,316Securities
- $1,200Federal funds sold & reverse repurchase agreements
- $223,529Net loans & leases
- $1,642Loan loss allowance
- $0Trading account assets
- $10,024Bank premises and fixed assets
- $426Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $7,037All other assets
- $312,004Total liabilities and capital
- $283,455Total liabilities
- $276,156Total deposits
- $207,913Interest-bearing deposits
- $276,156Deposits held in domestic offices
- 0.00%% insured (estimated)
- $3,019Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $2,225Other borrowed funds
- $0Subordinated debt
- $2,055All other liabilities
- $28,549Total equity capital
- $28,549Total bank equity capital
- $28,549Perpetual preferred stock
- $0Common stock
- $2,500Surplus
- $11,500Undivided profits
- Memoranda
- $14,549Noncurrent loans and leases
- $21,042Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $1,982Earning assets
- $45Long-term assets (5+ years)
- $2,399Average Assets, year-to-date
- $286,430Average Assets, quarterly
- $28,737Volatile liabilities
- $305,247Insider loans
- $310,189FHLB advances
- $55,295Loans and leases held for sale
- $12,690Unused loan commitments
- $2,000Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $21,042Total unused commitments
- $0Restructured Loans and leases
- $1,642Derivatives
Income and Expense (December 31, 2005)
- Dollar figures in thousands
- $20,412Total interest income
- $5,888Total interest expense
- $14,524Net interest income
- $750Provision for loan and lease losses
- $3,073Total noninterest income
- $0Fiduciary activities
- $2,027Service charges on deposit accounts
- $0Trading account gains & fees
- $1,046Additional noninterest income
- $11,615Total noninterest expense
- $6,600Salaries and employee benefits
- $1,664Premises and equipment expense
- $3,351Additional noninterest expense
- $5,232Pre-tax net operating income
- -$23Securities gains (losses)
- $1,451Applicable income taxes
- $3,758Income before extraordinary items
- $0Extraordinary gains - net
- $3,758Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $579Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 2005)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 7.28%Yield on earning assets
- 2.10%Cost of funding earning assets
- 5.18%Net interest margin
- 1.10%Noninterest income to earning assets
- 4.14%Noninterest expense to earning assets
- 1.24%Net operating income to assets
- 1.23%Return on assets (ROA)
- 1.71%Pretax return on assets
- 13.91%Return on equity (ROE)
- 13.91%Retained earnings to average equity (YTD only)
- 0.27%Net charge-offs to loans
- 129.53%Credit loss provision to net charge-offs
- 10.33%Efficiency ratio
- 66,006Assets per employee
- 2.11%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 0.73%Loss allowance to noncurrent loans
- 82.85%Noncurrent assets plus other real estate owned to assets
- 0.77%Noncurrent loans to loans
- 0.88%Net loans and leases to deposits
- 80.94%Net loans and leases to core deposits
- 99.30%Equity capital to assets
- 9.15%Core capital (leverage) ratio
- 9.16%Tier 1 risk-based capital ratio
- 12.32%Total risk-based capital ratio
- Memoranda
- $13Average assets
- $305,247Average earning assets
- $27,019Average equity
- $280,291Average loans
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- Banks in Texas (TX)
- Alamo Bank of Texas
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