Alaska Pacific Bank in Juneau, Alaska (AK)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Alaska Pacific Bank in Juneau, Alaska (AK)
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Alaska Pacific Bank - Overview

  • General
  • FDIC Certificate #: 29849
    Status: Active
    Federal Reserve ID: 983372
    Date Established: January 01, 1936
    WWW: http://www.alaskapacificbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 4202
    FDIC's unique #: 42683
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 24, 1937
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 2094 Jordan Avenue, Juneau, AK 99801
    County: Juneau
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Seattle
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Juneau, AK (#27940)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $171.4 mil
    Equity capital: $20.5 mil
    Deposits held in domestic offices: $147.4 mil
    Return on assets (ROA): 0.66% ($1.1 mil)
    Quarterly return on assets: 0.62% ($1.1 mil)
    Return on Equity (ROE): 5.65% ($1.1 mil)
    Quarterly return on equity: 5.32% ($1.1 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.66% ($1,131.2 mil)
    Quarterly Pretax return on assets: 0.62% ($1,062.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 59Total employees (full-time equivalent)
  • $171,394Total assets
  • $10,395Cash and due from depository institutions
  • $8,752Interest-bearing balances
  • $5,778Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $146,858Net loans & leases
  • $1,865Loan loss allowance
  • $0Trading account assets
  • $2,450Bank premises and fixed assets
  • $880Other real estate owned
  • $1,098Goodwill and other intangibles
  • $171,394Life insurance assets
  • $3,935All other assets
  • $150,935Total liabilities and capital
  • $147,367Total liabilities
  • $116,164Total deposits
  • $147,367Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,000Trading liabilities
  • $0Other borrowed funds
  • $568Subordinated debt
  • $20,459All other liabilities
  • $20,459Total equity capital
  • $20,459Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $9,084Surplus
  • $11,374Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,645Income earned, not collected on loans
  • $0Earning assets
  • $585Long-term assets (5+ years)
  • $161,388Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $172,096Volatile liabilities
  • $173,722Insider loans
  • $130,721FHLB advances
  • $171,254Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $20,319Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $16,365Restructured Loans and leases
  • $4,591Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,661Total interest income
  • $689Total interest expense
  • $7,972Net interest income
  • $373Provision for loan and lease losses
  • $1,477Total noninterest income
  • $0Fiduciary activities
  • $198Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,279Additional noninterest income
  • $7,948Total noninterest expense
  • $4,512Salaries and employee benefits
  • $1,593Premises and equipment expense
  • $1,843Additional noninterest expense
  • $1,128Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,128Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,128Net income attributable to bank
  • $0Net charge-offs
  • $1,128Cash dividends
  • -$219Sale, conversion, retirement of capital stock, net
  • $358Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.38%Yield on earning assets
  • 0.43%Cost of funding earning assets
  • 4.95%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 4.94%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 5.65%Return on equity (ROE)
  • 3.85%Retained earnings to average equity (YTD only)
  • -0.15%Net charge-offs to loans
  • -170.32%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 84,115Assets per employee
  • 2.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 31.74%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 70.51%Noncurrent assets plus other real estate owned to assets
  • 2.06%Noncurrent loans to loans
  • 1.78%Net loans and leases to deposits
  • 99.65%Net loans and leases to core deposits
  • 102.51%Equity capital to assets
  • 11.94%Core capital (leverage) ratio
  • 11.86%Tier 1 risk-based capital ratio
  • 15.54%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $172,096Average earning assets
  • $19,978Average equity
  • $160,938Average loans

List of branches

  • 5 Alaska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042683Alaska Pacific Bank2094 Jordan Avenue, Juneau, AK 99801January 01, 1936Full Service Brick and Mortar
    1277462Lake Street Branch315 Lincoln Street, Sitka, AK 99835January 01, 1936Full Service Brick and Mortar
    2277463Ketchikan Branch410 Mission Street, Ketchikan, AK 99901January 01, 1936Full Service Brick and Mortar
    3277461Juneau Downtown Branch301 North Franklin Street, Juneau, AK 99801January 01, 1936Full Service Brick and Mortar
    102277465Tongass Branch2442 Tongass Avenue, Ketchikan, AK 99901December 15, 1997Full Service Brick and Mortar

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