Allegiant Bank in Saint Louis, Missouri (MO)

Show street view No street view available for this location
Table of contents:
Allegiant Bank
GeneralFDIC Certificate #: 1078
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank of the Midwest (#5029)
Federal Reserve ID: 419152
Date Established: October 10, 1909
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 40 (Interstate: No)
OTS Docket #: 10484
FDIC's unique #: 725
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 30, 2004
Last Structure Change Process Date: August 03, 2004
Last Data Update: August 03, 2004
Data Source Date: April 05, 2012
LocationAddress: 4323 N. Grand Blvd., Saint Louis, MO 63102
County: Saint Louis (City)
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Chicago
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial SummaryTotal assets: $2,751.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)
(Dollar figures in thousands)
Total employees (full-time equivalent)513
Total assets$2,437,335
Cash and due from depository institutions$61,543
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$405
Net loans & leases$1,827,965
Loan loss allowance $19,718
Trading account assets$0
Bank premises and fixed assets$43,666
Other real estate owned$1,358
Goodwill and other intangibles$51,649
All other assets$103,872
Life insurance assets$0
Total liabilities and capital$2,437,335
Total liabilities$2,164,716
Total deposits$1,710,061
Interest-bearing deposits$1,515,106
Deposits held in domestic offices$1,710,061
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $141,897
Trading liabilities$0
Other borrowed funds $307,616
Subordinated debt $0
All other liabilities $5,142
Total equity capital$272,619
Total bank equity capital$272,619
Perpetual preferred stock$272,619
Common stock$0
Undivided profits $187,733
Noncurrent loans and leases $84,152
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $406,575
Income earned, not collected on loans $0
Earning assets $18,315
Long-term assets (5+ years) $0
Average Assets, year-to-date $9,389
Average Assets, quarterly $2,175,247
Volatile liabilities $116,699
Insider loans $2,368,341
FHLB advances $2,437,320
Loans and leases held for sale $472,513
Unused loan commitments $60,841
Tier 1 (core) risk-based capital $307,616
Tier 2 risk-based capital $132,000
Total risk weighted assets $8,825
Total unused commitments $406,575
Restructured Loans and leases $0
Back to page top, Back to table top

Income and Expense (December 31, 2003)
(Dollar figures in thousands)
Total interest income $121,596
Total interest expense $42,751
Net interest income $78,845
Provision for loan and lease losses $8,274
Total noninterest income $14,686
Fiduciary activities $1,690
Service charges on deposit accounts $6,827
Trading account gains & fees $0
Additional noninterest income $6,169
Total noninterest expense $48,329
Salaries and employee benefits $23,295
Premises and equipment expense $7,847
Additional noninterest expense $17,187
Pre-tax net operating income $36,928
Securities gains (losses) $5,176
Applicable income taxes $13,615
Income before extraordinary items $28,489
Extraordinary gains - net $0
Net income attributable to bank $28,489
Net charge-offs $0
Cash dividends $0
Sale, conversion, retirement of capital stock, net $7,334
Net operating income $3,000
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2003)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.69%
Cost of funding earning assets 2.00%
Net interest margin 3.69%
Noninterest income to earning assets 0.69%
Noninterest expense to earning assets 2.26%
Net operating income to assets 1.05%
Return on assets (ROA) 1.20%
Pretax return on assets 1.78%
Return on equity (ROE) 11.44%
Retained earnings to average equity (YTD only) 10.23%
Net charge-offs to loans 0.42%
Credit loss provision to net charge-offs 112.82%
Efficiency ratio6.16%
Assets per employee$50,646
Cash dividends to net income (YTD only)4.75%
Condition Ratios (%)
Loss allowance to loans 10.53%
Loss allowance to noncurrent loans 1.07%
Noncurrent assets plus other real estate owned to assets 107.66%
Noncurrent loans to loans 0.81%
Net loans and leases to deposits0.99%
Net loans and leases to core deposits 106.89%
Equity capital to assets 127.43%
Core capital (leverage) ratio 11.19%
Tier 1 risk-based capital ratio 9.37%
Total risk-based capital ratio 11.05%
Average assets$12
Average earning assets$2,368,341
Average equity $249,052
Average loans $2,135,766
Back to page top, Back to table top

Total Fiduciary and Related Assets (December 31, 2003)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$413,238
Number of Accounts1
Personal trust and agency accounts$179,873
Employee benefit-defined contribution accounts$139,616
Employee benefit-defined benefit accounts$5,373
Other retirement accounts$0
Corporate trust and agency accounts$9,345
Investment management agency accounts$0
Other fiduciary accounts$25,539
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts505
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$233,365
Corporate trust and agency accounts$223,484
Other fiduciary accounts$9,864
Fiduciary accounts held in foreign offices$0
Back to page top, Back to table top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Allegiant Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.