Alpine Capital Bank in New York, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches


Alpine Capital Bank - Overview

  • General
  • FDIC Certificate #: 35377
    Status: Active
    Federal Reserve ID: 2889227
    Date Established: March 01, 2000
    WWW: http://www.alpinecapitalbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 78845
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 01, 2000
    Last Structure Change Effective Date: May 24, 2010
    Last Structure Change Process Date: June 01, 2010
    Last Data Update: June 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 680 Fifth Avenue, 7th Floor, New York, NY 10019
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $243.3 mil
    Equity capital: $33.1 mil
    Deposits held in domestic offices: $203.5 mil
    Return on assets (ROA): 0.87% ($2.1 mil)
    Quarterly return on assets: 0.80% ($1.9 mil)
    Return on Equity (ROE): 6.24% ($2.1 mil)
    Quarterly return on equity: 5.79% ($1.9 mil)
    Net income: $2.0 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.93% ($2,262.8 mil)
    Quarterly Pretax return on assets: 0.81% ($1,970.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $243,314Total assets
  • $72,686Cash and due from depository institutions
  • $72,356Interest-bearing balances
  • $41,117Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $126,363Net loans & leases
  • $4,489Loan loss allowance
  • $0Trading account assets
  • $1,103Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $243,314Life insurance assets
  • $2,045All other assets
  • $210,173Total liabilities and capital
  • $203,479Total liabilities
  • $143,730Total deposits
  • $203,479Interest-bearing deposits
  • $54Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $500Trading liabilities
  • $4,500Other borrowed funds
  • $1,694Subordinated debt
  • $33,141All other liabilities
  • $33,141Total equity capital
  • $33,141Total bank equity capital
  • $0Perpetual preferred stock
  • $7,000Common stock
  • $7,320Surplus
  • $18,821Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $934Income earned, not collected on loans
  • $0Earning assets
  • $984Long-term assets (5+ years)
  • $239,836Average Assets, year-to-date
  • $1,135Average Assets, quarterly
  • $230,932Volatile liabilities
  • $238,187Insider loans
  • $161,272FHLB advances
  • $236,248Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $33,650Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $22,233Restructured Loans and leases
  • $2,500Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,914Total interest income
  • $523Total interest expense
  • $6,391Net interest income
  • $139Provision for loan and lease losses
  • $457Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $457Additional noninterest income
  • $4,558Total noninterest expense
  • $2,134Salaries and employee benefits
  • $835Premises and equipment expense
  • $1,589Additional noninterest expense
  • $2,151Pre-tax net operating income
  • $7Securities gains (losses)
  • $142Applicable income taxes
  • $2,016Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,016Net income attributable to bank
  • $0Net charge-offs
  • $2,016Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.04%Yield on earning assets
  • 0.23%Cost of funding earning assets
  • 2.81%Net interest margin
  • 0.20%Noninterest income to earning assets
  • 2.00%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 0.93%Pretax return on assets
  • 6.24%Return on equity (ROE)
  • 6.24%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 66,560Assets per employee
  • 15.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.43%Loss allowance to noncurrent loans
  • 480.62%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.71%Net loans and leases to deposits
  • 62.10%Net loans and leases to core deposits
  • 82.42%Equity capital to assets
  • 13.62%Core capital (leverage) ratio
  • 14.24%Tier 1 risk-based capital ratio
  • 20.87%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $230,932Average earning assets
  • $32,317Average equity
  • $227,401Average loans

List of branches

  • 1 New York Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    078845Alpine Capital Bank680 Fifth Avenue, 7th Floor, New York, NY 10019March 01, 2000Full Service Brick and Mortar

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