AmTrade International Bank of Georgia in Atlanta, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 30, 2002

  • AmTrade International Bank of Georgia in Atlanta, Georgia (GA)
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AmTrade International Bank of Georgia - Overview

  • General
  • FDIC Certificate #: 33784
    Status: Inactive
    Federal Reserve ID: 2028400
    Date Established: March 19, 1993
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 48031
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 19, 1993
    Last Structure Change Effective Date: September 30, 2002
    Last Structure Change Process Date: October 04, 2002
    Last Data Update: October 04, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 1360 Peachtree Street Northeast, Atlanta, GA 30309
    County: Fulton
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • History of Changes
  • Financial Difficulty - Payoff
  • Financial Summary
  • Total assets: $92.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 64Total employees (full-time equivalent)
  • $123,045Total assets
  • $21,428Cash and due from depository institutions
  • $6,099Interest-bearing balances
  • $30,515Securities
  • $7,285Federal funds sold & reverse repurchase agreements
  • $57,904Net loans & leases
  • $277Loan loss allowance
  • $0Trading account assets
  • $355Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $5,558All other assets
  • $123,045Total liabilities and capital
  • $114,106Total liabilities
  • $92,847Total deposits
  • $56,877Interest-bearing deposits
  • $84,142Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $7,690Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $8,200Other borrowed funds
  • $0Subordinated debt
  • $5,369All other liabilities
  • $8,939Total equity capital
  • $8,939Total bank equity capital
  • $8,939Perpetual preferred stock
  • $0Common stock
  • $4,684Surplus
  • $5,688Undivided profits
  • Memoranda
  • $-1,433Noncurrent loans and leases
  • $17,616Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $665Earning assets
  • $665Long-term assets (5+ years)
  • $1,412Average Assets, year-to-date
  • $101,803Average Assets, quarterly
  • $23,251Volatile liabilities
  • $120,288Insider loans
  • $127,561FHLB advances
  • $60,115Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $17,616Total unused commitments
  • $0Restructured Loans and leases
  • $277Derivatives
  • $1,408Total assets and liabilities in foreign offices

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $7,215Total interest income
  • $3,996Total interest expense
  • $3,219Net interest income
  • -$459Provision for loan and lease losses
  • $5,413Total noninterest income
  • $0Fiduciary activities
  • $587Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,826Additional noninterest income
  • $11,332Total noninterest expense
  • $4,895Salaries and employee benefits
  • $923Premises and equipment expense
  • $5,514Additional noninterest expense
  • -$2,241Pre-tax net operating income
  • $417Securities gains (losses)
  • -$742Applicable income taxes
  • -$1,082Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,082Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $76Sale, conversion, retirement of capital stock, net
  • $1,535Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.20%Yield on earning assets
  • 3.99%Cost of funding earning assets
  • 3.21%Net interest margin
  • 5.40%Noninterest income to earning assets
  • 11.31%Noninterest expense to earning assets
  • -1.12%Net operating income to assets
  • -0.90%Return on assets (ROA)
  • -1.52%Pretax return on assets
  • -10.60%Return on equity (ROE)
  • -25.64%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • -603.95%Credit loss provision to net charge-offs
  • -35.53%Efficiency ratio
  • 131,279Assets per employee
  • 1.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -141.87%Loss allowance to loans
  • 0.48%Loss allowance to noncurrent loans
  • 41.65%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 1.14%Net loans and leases to deposits
  • 62.36%Net loans and leases to core deposits
  • 119.09%Equity capital to assets
  • 7.26%Core capital (leverage) ratio
  • 6.93%Tier 1 risk-based capital ratio
  • 32.10%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $120,288Average earning assets
  • $10,206Average equity
  • $100,213Average loans

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