Amcore Bank, National Association, North Central in Mendota, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1999

  • Amcore Bank, National Association, North Central in Mendota, Illinois (IL)
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Amcore Bank, National Association, North Central - Overview

  • General
  • FDIC Certificate #: 3706
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Amcore Bank, National Association (#3735)
    Federal Reserve ID: 950842
    Date Established: April 09, 1932
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 13471
    FDIC's unique #: 2375
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 1999
    Last Structure Change Process Date: October 28, 1999
    Last Data Update: October 28, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 801 Washington Street, Mendota, IL 61342
    County: La Salle
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Ottawa-Streator, IL (#36860)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $444.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 115Total employees (full-time equivalent)
  • $445,722Total assets
  • $12,356Cash and due from depository institutions
  • $1Interest-bearing balances
  • $234,615Securities
  • $4,510Federal funds sold & reverse repurchase agreements
  • $180,662Net loans & leases
  • $1,956Loan loss allowance
  • $0Trading account assets
  • $4,275Bank premises and fixed assets
  • $36Other real estate owned
  • $625Goodwill and other intangibles
  • $0Life insurance assets
  • $8,643All other assets
  • $445,722Total liabilities and capital
  • $415,744Total liabilities
  • $303,783Total deposits
  • $276,665Interest-bearing deposits
  • $303,783Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $52,943Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $55,000Other borrowed funds
  • $0Subordinated debt
  • $4,018All other liabilities
  • $29,978Total equity capital
  • $29,978Total bank equity capital
  • $29,978Perpetual preferred stock
  • $0Common stock
  • $2,499Surplus
  • $16,456Undivided profits
  • Memoranda
  • $11,023Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,260Earning assets
  • $0Long-term assets (5+ years)
  • $2,377Average Assets, year-to-date
  • $419,788Average Assets, quarterly
  • $220,508Volatile liabilities
  • $469,578Insider loans
  • $449,379FHLB advances
  • $130,041Loans and leases held for sale
  • $4,964Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $33,776Total unused commitments
  • $0Restructured Loans and leases
  • $244,564Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $32,455Total interest income
  • $20,652Total interest expense
  • $11,803Net interest income
  • $300Provision for loan and lease losses
  • $1,856Total noninterest income
  • $152Fiduciary activities
  • $941Service charges on deposit accounts
  • $0Trading account gains & fees
  • $763Additional noninterest income
  • $9,368Total noninterest expense
  • $3,932Salaries and employee benefits
  • $884Premises and equipment expense
  • $4,552Additional noninterest expense
  • $3,991Pre-tax net operating income
  • $705Securities gains (losses)
  • $821Applicable income taxes
  • $3,875Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,875Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $184Sale, conversion, retirement of capital stock, net
  • $9,815Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.25%Yield on earning assets
  • 4.61%Cost of funding earning assets
  • 2.64%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 2.09%Noninterest expense to earning assets
  • 0.70%Net operating income to assets
  • 0.83%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 10.84%Return on equity (ROE)
  • -16.61%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 163.04%Credit loss provision to net charge-offs
  • 23.32%Efficiency ratio
  • 68,094Assets per employee
  • 3.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 253.29%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 86.55%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 1.24%Net loans and leases to deposits
  • 59.47%Net loans and leases to core deposits
  • 74.75%Equity capital to assets
  • 6.73%Core capital (leverage) ratio
  • 6.59%Tier 1 risk-based capital ratio
  • 12.15%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $469,578Average earning assets
  • $35,757Average equity
  • $447,819Average loans

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