American Bank, National Association in Keller, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2010

  • American Bank, National Association in Keller, Texas (TX)
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American Bank, National Association - Overview

  • General
  • FDIC Certificate #: 15836
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American National Bank (#24472)
    Federal Reserve ID: 2723666
    Date Established: August 02, 1941
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10077
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: August 02, 1941
    Last Structure Change Effective Date: April 01, 2010
    Last Structure Change Process Date: April 09, 2010
    Last Data Update: April 09, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 975 Keller Parkway, Keller, TX 76248
    County: Tarrant
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • Financial Summary
  • Total assets: $67.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $67,013Total assets
  • $6,794Cash and due from depository institutions
  • $5,960Interest-bearing balances
  • $20,006Securities
  • $1,599Federal funds sold & reverse repurchase agreements
  • $35,309Net loans & leases
  • $573Loan loss allowance
  • $0Trading account assets
  • $1,923Bank premises and fixed assets
  • $96Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,286All other assets
  • $67,013Total liabilities and capital
  • $60,792Total liabilities
  • $60,663Total deposits
  • $52,133Interest-bearing deposits
  • $60,663Deposits held in domestic offices
  • 97.46%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $129All other liabilities
  • $6,221Total equity capital
  • $6,221Total bank equity capital
  • $6,221Perpetual preferred stock
  • $0Common stock
  • $1,790Surplus
  • $2,590Undivided profits
  • Memoranda
  • $1,841Noncurrent loans and leases
  • $1,668Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $942Earning assets
  • $0Long-term assets (5+ years)
  • $244Average Assets, year-to-date
  • $62,874Average Assets, quarterly
  • $14,310Volatile liabilities
  • $70,963Insider loans
  • $69,822FHLB advances
  • $21,697Loans and leases held for sale
  • $26Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,668Total unused commitments
  • $0Restructured Loans and leases
  • $475Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $3,583Total interest income
  • $1,433Total interest expense
  • $2,150Net interest income
  • $591Provision for loan and lease losses
  • $301Total noninterest income
  • $0Fiduciary activities
  • $284Service charges on deposit accounts
  • $0Trading account gains & fees
  • $17Additional noninterest income
  • $2,079Total noninterest expense
  • $1,070Salaries and employee benefits
  • $245Premises and equipment expense
  • $764Additional noninterest expense
  • -$219Pre-tax net operating income
  • $462Securities gains (losses)
  • $0Applicable income taxes
  • $243Income before extraordinary items
  • $0Extraordinary gains - net
  • $243Net income attributable to bank
  • $0Net charge-offs
  • $243Cash dividends
  • $428Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.36%Yield on earning assets
  • 2.14%Cost of funding earning assets
  • 3.22%Net interest margin
  • 0.45%Noninterest income to earning assets
  • 3.11%Noninterest expense to earning assets
  • -0.31%Net operating income to assets
  • 0.34%Return on assets (ROA)
  • 0.34%Pretax return on assets
  • 3.86%Return on equity (ROE)
  • 3.86%Retained earnings to average equity (YTD only)
  • 1.18%Net charge-offs to loans
  • 138.08%Credit loss provision to net charge-offs
  • 0.87%Efficiency ratio
  • 84,823Assets per employee
  • 3.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 60.83%Noncurrent assets plus other real estate owned to assets
  • 1.55%Noncurrent loans to loans
  • 2.63%Net loans and leases to deposits
  • 58.21%Net loans and leases to core deposits
  • 90.61%Equity capital to assets
  • 9.28%Core capital (leverage) ratio
  • 8.69%Tier 1 risk-based capital ratio
  • 16.01%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $70,963Average earning assets
  • $6,291Average equity
  • $66,847Average loans

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