American Bank of Baxter Springs in Baxter Springs, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • American Bank of Baxter Springs in Baxter Springs, Kansas (KS)
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American Bank of Baxter Springs - Overview

  • General
  • FDIC Certificate #: 4624
    Status: Active
    Federal Reserve ID: 1002953
    Bank Holding Company (Regulatory Top Holder): American Bancshares, Inc. (RSSDID: 1065444, Location: Baxter Springs, KS)
    Date Established: January 01, 1917
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 9208
    FDIC's unique #: 3066
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1201 Military Avenue, Baxter Springs, KS 66713
    County: Cherokee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $111.3 mil
    Equity capital: $9.5 mil
    Deposits held in domestic offices: $101.7 mil
    Return on assets (ROA): -1.31% (-$1.5 mil)
    Quarterly return on assets: -1.74% (-$1.9 mil)
    Return on Equity (ROE): -15.08% (-$1.4 mil)
    Quarterly return on equity: -19.62% (-$1.8 mil)
    Net income: -$1.5 mil
    Quarterly Net income: -$0.5 mil
    Pretax return on assets: -1.31% (-$1,457.9 mil)
    Quarterly Pretax return on assets: -1.74% (-$1,936.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $111,291Total assets
  • $8,439Cash and due from depository institutions
  • $5,443Interest-bearing balances
  • $28,949Securities
  • $5,202Federal funds sold & reverse repurchase agreements
  • $61,894Net loans & leases
  • $4,557Loan loss allowance
  • $0Trading account assets
  • $1,198Bank premises and fixed assets
  • $3,741Other real estate owned
  • $0Goodwill and other intangibles
  • $111,290Life insurance assets
  • $1,868All other assets
  • $101,826Total liabilities and capital
  • $101,746Total liabilities
  • $84,749Total deposits
  • $101,746Interest-bearing deposits
  • $74Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $80Subordinated debt
  • $9,464All other liabilities
  • $9,464Total equity capital
  • $9,464Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $9,850Surplus
  • $-886Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,610Income earned, not collected on loans
  • $0Earning assets
  • $349Long-term assets (5+ years)
  • $101,488Average Assets, year-to-date
  • $2,865Average Assets, quarterly
  • $112,631Volatile liabilities
  • $109,401Insider loans
  • $72,293FHLB advances
  • $109,553Loans and leases held for sale
  • $672Unused loan commitments
  • $672Tier 1 (core) risk-based capital
  • $9,445Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,270Restructured Loans and leases
  • $2,210Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,019Total interest income
  • $999Total interest expense
  • $3,020Net interest income
  • $1,729Provision for loan and lease losses
  • $332Total noninterest income
  • $0Fiduciary activities
  • $359Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$27Additional noninterest income
  • $3,430Total noninterest expense
  • $1,543Salaries and employee benefits
  • $308Premises and equipment expense
  • $1,579Additional noninterest expense
  • -$1,807Pre-tax net operating income
  • $334Securities gains (losses)
  • $1Applicable income taxes
  • -$1,474Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,474Net income attributable to bank
  • $0Net charge-offs
  • -$1,474Cash dividends
  • $2,580Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.86%Yield on earning assets
  • 0.96%Cost of funding earning assets
  • 2.90%Net interest margin
  • 0.32%Noninterest income to earning assets
  • 3.29%Noninterest expense to earning assets
  • -1.61%Net operating income to assets
  • -1.31%Return on assets (ROA)
  • -1.31%Pretax return on assets
  • -15.08%Return on equity (ROE)
  • -15.08%Retained earnings to average equity (YTD only)
  • 3.55%Net charge-offs to loans
  • 67.02%Credit loss provision to net charge-offs
  • -0.03%Efficiency ratio
  • 102,327Assets per employee
  • 3.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 6.86%Loss allowance to noncurrent loans
  • 68.94%Noncurrent assets plus other real estate owned to assets
  • 9.30%Noncurrent loans to loans
  • 9.95%Net loans and leases to deposits
  • 60.83%Net loans and leases to core deposits
  • 65.95%Equity capital to assets
  • 8.50%Core capital (leverage) ratio
  • 8.62%Tier 1 risk-based capital ratio
  • 13.06%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $112,631Average earning assets
  • $9,777Average equity
  • $104,099Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03066American Bank Of Baxter Springs1201 Military Avenue, Baxter Springs, KS 66713January 01, 1917Full Service Brick and Mortar
    2203939Columbus Branch810 East Maple, Columbus, KS 66725April 12, 1999Full Service Brick and Mortar
    3422927Galena Branch901 East 7th Street, Galena, KS 66739July 07, 2003Full Service Brick and Mortar

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