American Bank of Oklahoma in Collinsville, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • American Bank of Oklahoma in Collinsville, Oklahoma (OK)
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American Bank of Oklahoma - Overview

  • General
  • FDIC Certificate #: 34606
    Status: Active
    Federal Reserve ID: 2684552
    Bank Holding Company (Regulatory Top Holder): Ameribank Holding Company (RSSDID: 3043008, Location: Collinsville, OK)
    Date Established: April 01, 1998
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 14577
    FDIC's unique #: 60771
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 01, 1998
    Last Structure Change Effective Date: December 07, 2006
    Last Structure Change Process Date: January 10, 2007
    Last Data Update: January 10, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 East Main Street, Collinsville, OK 74021
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $140.7 mil
    Equity capital: $13.9 mil
    Deposits held in domestic offices: $118.8 mil
    Return on assets (ROA): 0.54% ($0.8 mil)
    Quarterly return on assets: 0.26% ($0.4 mil)
    Return on Equity (ROE): 6.06% ($0.8 mil)
    Quarterly return on equity: 2.64% ($0.4 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.66% ($928.6 mil)
    Quarterly Pretax return on assets: 0.05% ($70.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 44Total employees (full-time equivalent)
  • $140,692Total assets
  • $4,252Cash and due from depository institutions
  • $874Interest-bearing balances
  • $1,777Securities
  • $12,512Federal funds sold & reverse repurchase agreements
  • $111,356Net loans & leases
  • $684Loan loss allowance
  • $0Trading account assets
  • $2,863Bank premises and fixed assets
  • $3,152Other real estate owned
  • $138Goodwill and other intangibles
  • $140,693Life insurance assets
  • $4,642All other assets
  • $126,788Total liabilities and capital
  • $118,844Total liabilities
  • $104,564Total deposits
  • $118,844Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $7,856Trading liabilities
  • $0Other borrowed funds
  • $88Subordinated debt
  • $13,905All other liabilities
  • $13,905Total equity capital
  • $13,905Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $9,778Surplus
  • $4,127Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $244Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,777Income earned, not collected on loans
  • $0Earning assets
  • $684Long-term assets (5+ years)
  • $126,519Average Assets, year-to-date
  • $6,476Average Assets, quarterly
  • $137,906Volatile liabilities
  • $141,110Insider loans
  • $109,961FHLB advances
  • $138,830Loans and leases held for sale
  • $2,949Unused loan commitments
  • $1,894Tier 1 (core) risk-based capital
  • $13,768Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,055Total unused commitments
  • $11,674Restructured Loans and leases
  • $1,154Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,619Total interest income
  • $1,909Total interest expense
  • $5,710Net interest income
  • $120Provision for loan and lease losses
  • $990Total noninterest income
  • $0Fiduciary activities
  • $303Service charges on deposit accounts
  • $0Trading account gains & fees
  • $687Additional noninterest income
  • $5,672Total noninterest expense
  • $2,641Salaries and employee benefits
  • $595Premises and equipment expense
  • $2,436Additional noninterest expense
  • $908Pre-tax net operating income
  • $0Securities gains (losses)
  • $159Applicable income taxes
  • $749Income before extraordinary items
  • $0Extraordinary gains - net
  • $749Net income attributable to bank
  • $0Net charge-offs
  • $749Cash dividends
  • $436Sale, conversion, retirement of capital stock, net
  • $448Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.14%Yield on earning assets
  • 1.54%Cost of funding earning assets
  • 4.60%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 4.57%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 6.06%Return on equity (ROE)
  • 2.43%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 27.52%Credit loss provision to net charge-offs
  • 2.36%Efficiency ratio
  • 84,388Assets per employee
  • 3.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 59.81%Loss allowance to loans
  • 0.61%Loss allowance to noncurrent loans
  • 38.49%Noncurrent assets plus other real estate owned to assets
  • 3.50%Noncurrent loans to loans
  • 1.59%Net loans and leases to deposits
  • 93.70%Net loans and leases to core deposits
  • 100.10%Equity capital to assets
  • 9.88%Core capital (leverage) ratio
  • 9.92%Tier 1 risk-based capital ratio
  • 12.52%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $137,906Average earning assets
  • $12,366Average equity
  • $124,057Average loans

List of branches

  • 5 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    060771American Bank Of Oklahoma200 East Main Street, Collinsville, OK 74021April 01, 1998Full Service Brick and Mortar
    1290733Skiatook Branch1525 West Rogers Boulevard, Skiatook, OK 74070April 02, 1998Full Service Brick and Mortar
    2453534Ramona Branch199 Caney Valley Place, Ramona, OK 74061September 15, 2005Full Service Brick and Mortar
    32622Muskogee Branch3300 West Broadway, Muskogee, OK 74401January 01, 1902Full Service Brick and Mortar
    4494422Chandler Road Branch2401 E. Chandler Road, Muskogee, OK 74403August 17, 2009Full Service Brick and Mortar

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