American Interstate Bank, National Association in Walnut, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1997

  • American Interstate Bank, National Association in Walnut, Iowa (IA)
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American Interstate Bank, National Association - Overview

  • General
  • FDIC Certificate #: 14993
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American Interstate Bank (#239)
    Federal Reserve ID: 126946
    Date Established: September 26, 1923
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 12813
    FDIC's unique #: 9396
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 19, 1935
    Last Structure Change Effective Date: April 01, 1997
    Last Structure Change Process Date: April 15, 1997
    Last Data Update: April 15, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 Central Street, Walnut, IA 51577
    County: Pottawattamie
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • Financial Summary
  • Total assets: $15.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $7Total assets
  • $15,587Cash and due from depository institutions
  • $461Interest-bearing balances
  • $0Securities
  • $859Federal funds sold & reverse repurchase agreements
  • $3,505Net loans & leases
  • $10,445Loan loss allowance
  • $169Trading account assets
  • $0Bank premises and fixed assets
  • $145Other real estate owned
  • $0Goodwill and other intangibles
  • $172Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $15,587Total liabilities
  • $13,750Total deposits
  • $13,659Interest-bearing deposits
  • $12,813Deposits held in domestic offices
  • 13659.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $91Total equity capital
  • $91Total bank equity capital
  • $1,837Perpetual preferred stock
  • $6Common stock
  • $150Surplus
  • $1,000Undivided profits
  • Memoranda
  • $681Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $196Income earned, not collected on loans
  • $151Earning assets
  • $14,809Long-term assets (5+ years)
  • $146Average Assets, year-to-date
  • $15,749Average Assets, quarterly
  • $15,058Volatile liabilities
  • $831Insider loans
  • $169FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $326Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,837Total risk weighted assets
  • $11,381Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,174Total interest expense
  • $546Net interest income
  • $628Provision for loan and lease losses
  • -$25Total noninterest income
  • $130Fiduciary activities
  • $0Service charges on deposit accounts
  • $59Trading account gains & fees
  • $0Additional noninterest income
  • $71Total noninterest expense
  • $467Salaries and employee benefits
  • $218Premises and equipment expense
  • $79Additional noninterest expense
  • $170Pre-tax net operating income
  • $316Securities gains (losses)
  • $0Applicable income taxes
  • $114Income before extraordinary items
  • $202Extraordinary gains - net
  • $0Net income attributable to bank
  • $202Net charge-offs
  • -$10Cash dividends
  • $500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.90%Cost of funding earning assets
  • 3.67%Net interest margin
  • 4.23%Noninterest income to earning assets
  • 0.87%Noninterest expense to earning assets
  • 3.14%Net operating income to assets
  • 1.28%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 2.01%Return on equity (ROE)
  • 9.95%Retained earnings to average equity (YTD only)
  • -14.68%Net charge-offs to loans
  • -0.09%Credit loss provision to net charge-offs
  • 250.00%Efficiency ratio
  • 60,950Assets per employee
  • 2.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 247.52%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 86.22%Noncurrent assets plus other real estate owned to assets
  • 1.26%Noncurrent loans to loans
  • 1.85%Net loans and leases to deposits
  • 76.47%Net loans and leases to core deposits
  • 81.42%Equity capital to assets
  • 11.79%Core capital (leverage) ratio
  • 12.09%Tier 1 risk-based capital ratio
  • 16.14%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $15,749Average earning assets
  • $2,030Average equity
  • $14,860Average loans

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