American Loan and Savings Association in Hannibal, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • American Loan and Savings Association in Hannibal, Missouri (MO)
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American Loan and Savings Association - Overview

  • General
  • FDIC Certificate #: 30950
    Status: Active
    Federal Reserve ID: 713074
    Date Established: January 01, 1909
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 6160
    FDIC's unique #: 43784
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: August 16, 1957
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 N Maple Ave, Hannibal, MO 63401
    County: Marion
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Hannibal, MO (#25300)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $6.1 mil
    Equity capital: $0.9 mil
    Deposits held in domestic offices: $5.2 mil
    Return on assets (ROA): -0.63% (-$0.0 mil)
    Quarterly return on assets: -0.72% (-$0.0 mil)
    Return on Equity (ROE): -4.40% (-$0.0 mil)
    Quarterly return on equity: -5.05% (-$0.1 mil)
    Net income: -$0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.63% (-$38.4 mil)
    Quarterly Pretax return on assets: -0.72% (-$43.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 3Total employees (full-time equivalent)
  • $6,089Total assets
  • $1,518Cash and due from depository institutions
  • $754Interest-bearing balances
  • $1Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $4,463Net loans & leases
  • $91Loan loss allowance
  • $0Trading account assets
  • $31Bank premises and fixed assets
  • $26Other real estate owned
  • $0Goodwill and other intangibles
  • $6,089Life insurance assets
  • $50All other assets
  • $5,224Total liabilities and capital
  • $5,214Total liabilities
  • $5,214Total deposits
  • $5,214Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $10Subordinated debt
  • $865All other liabilities
  • $865Total equity capital
  • $865Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $865Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $20Long-term assets (5+ years)
  • $5,218Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $6,200Volatile liabilities
  • $6,106Insider loans
  • $2,928FHLB advances
  • $6,092Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $868Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $290Total interest income
  • $60Total interest expense
  • $230Net interest income
  • $2Provision for loan and lease losses
  • $3Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3Additional noninterest income
  • $270Total noninterest expense
  • $170Salaries and employee benefits
  • $45Premises and equipment expense
  • $55Additional noninterest expense
  • -$39Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$39Income before extraordinary items
  • $0Extraordinary gains - net
  • -$39Net income attributable to bank
  • $0Net charge-offs
  • -$39Cash dividends
  • $9Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.28%Yield on earning assets
  • 1.09%Cost of funding earning assets
  • 4.19%Net interest margin
  • 0.05%Noninterest income to earning assets
  • 4.92%Noninterest expense to earning assets
  • -0.63%Net operating income to assets
  • -0.63%Return on assets (ROA)
  • -0.63%Pretax return on assets
  • -4.40%Return on equity (ROE)
  • -4.40%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 22.22%Credit loss provision to net charge-offs
  • -4.11%Efficiency ratio
  • 115,880Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 85.60%Net loans and leases to core deposits
  • 85.60%Equity capital to assets
  • 14.21%Core capital (leverage) ratio
  • 14.25%Tier 1 risk-based capital ratio
  • 29.64%Total risk-based capital ratio
  • Memoranda
  • $31Average assets
  • $6,200Average earning assets
  • $886Average equity
  • $5,488Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043784American Loan And Savings Associatio105 N Maple Ave, Hannibal, MO 63401January 01, 1909Full Service Brick and Mortar

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