American National Bank of Duncan in Duncan, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1995

  • American National Bank of Duncan in Duncan, Oklahoma (OK)
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American National Bank of Duncan - Overview

  • General
  • FDIC Certificate #: 24525
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Amquest Bank, National Association (#19157)
    Federal Reserve ID: 66659
    Date Established: May 27, 1983
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17040
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: May 27, 1983
    Last Structure Change Effective Date: October 01, 1995
    Last Structure Change Process Date: October 24, 1995
    Last Data Update: October 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 1616 Elk Street, Duncan, OK 73533
    County: Stephens
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Duncan, OK (#20340)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $43.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $41,377Cash and due from depository institutions
  • $2,567Interest-bearing balances
  • $90Securities
  • $15,789Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $21,305Loan loss allowance
  • $198Trading account assets
  • $0Bank premises and fixed assets
  • $1,090Other real estate owned
  • $3Goodwill and other intangibles
  • $623Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $41,377Total liabilities
  • $38,086Total deposits
  • $37,177Interest-bearing deposits
  • $30,621Deposits held in domestic offices
  • 37177.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $500Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $409Total equity capital
  • $409Total bank equity capital
  • $3,291Perpetual preferred stock
  • $0Common stock
  • $751Surplus
  • $751Undivided profits
  • Memoranda
  • $1,789Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $92Income earned, not collected on loans
  • $135Earning assets
  • $37,184Long-term assets (5+ years)
  • $6,966Average Assets, year-to-date
  • $42,602Average Assets, quarterly
  • $41,708Volatile liabilities
  • $3,934Insider loans
  • $421FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $813Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,418Total risk weighted assets
  • $21,801Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,914Total interest expense
  • $1,165Net interest income
  • $1,749Provision for loan and lease losses
  • $180Total noninterest income
  • $342Fiduciary activities
  • $0Service charges on deposit accounts
  • $300Trading account gains & fees
  • $0Additional noninterest income
  • $42Total noninterest expense
  • $1,879Salaries and employee benefits
  • $645Premises and equipment expense
  • $199Additional noninterest expense
  • $1,035Pre-tax net operating income
  • $32Securities gains (losses)
  • $1Applicable income taxes
  • -$50Income before extraordinary items
  • $83Extraordinary gains - net
  • $0Net income attributable to bank
  • $83Net charge-offs
  • $285Cash dividends
  • $90Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.54%Cost of funding earning assets
  • 3.01%Net interest margin
  • 4.52%Noninterest income to earning assets
  • 0.88%Noninterest expense to earning assets
  • 4.86%Net operating income to assets
  • 0.19%Return on assets (ROA)
  • 0.19%Pretax return on assets
  • 0.08%Return on equity (ROE)
  • 2.42%Retained earnings to average equity (YTD only)
  • -0.20%Net charge-offs to loans
  • 1.27%Credit loss provision to net charge-offs
  • 63.16%Efficiency ratio
  • 89,861Assets per employee
  • 1.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 108.43%Loss allowance to loans
  • 0.92%Loss allowance to noncurrent loans
  • 215.22%Noncurrent assets plus other real estate owned to assets
  • 0.23%Noncurrent loans to loans
  • 0.43%Net loans and leases to deposits
  • 57.31%Net loans and leases to core deposits
  • 63.14%Equity capital to assets
  • 7.95%Core capital (leverage) ratio
  • 8.34%Tier 1 risk-based capital ratio
  • 15.68%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $42,602Average earning assets
  • $3,433Average equity
  • $38,653Average loans

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