American Savings and Loan Association in New York, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 05, 1995

  • American Savings and Loan Association in New York, New York (NY)
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American Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 29781
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Interbank of New York (#33142)
    Federal Reserve ID: 357076
    Date Established: January 01, 1888
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4080
    FDIC's unique #: 42615
    Numeric code: 36
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 14, 1936
    Last Structure Change Effective Date: May 05, 1995
    Last Structure Change Process Date: May 15, 1995
    Last Data Update: May 15, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 420 Park Avenue South, New York, NY 10016
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Absorption - Assisted
    Office Sold
  • Financial Summary
  • Total assets: $64.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $64,728Cash and due from depository institutions
  • $1,328Interest-bearing balances
  • $882Securities
  • $1,002Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $56,311Loan loss allowance
  • $3,117Trading account assets
  • $0Bank premises and fixed assets
  • $1,689Other real estate owned
  • $2,981Goodwill and other intangibles
  • $1,417Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $64,728Total liabilities
  • $62,122Total deposits
  • $55,070Interest-bearing deposits
  • $54,037Deposits held in domestic offices
  • 55070.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $6,759Subordinated debt
  • $0All other liabilities
  • $293Total equity capital
  • $293Total bank equity capital
  • $2,606Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $2,606Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $16,260Income earned, not collected on loans
  • $216Earning assets
  • $58,195Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $68,481Average Assets, quarterly
  • $65,805Volatile liabilities
  • $8,723Insider loans
  • $45FHLB advances
  • $6,594Loans and leases held for sale
  • $0Unused loan commitments
  • $3Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,606Total risk weighted assets
  • $45,312Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,462Total interest expense
  • $2,451Net interest income
  • $3,011Provision for loan and lease losses
  • -$210Total noninterest income
  • $86Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $86Total noninterest expense
  • $4,136Salaries and employee benefits
  • $1,092Premises and equipment expense
  • $502Additional noninterest expense
  • $2,542Pre-tax net operating income
  • -$829Securities gains (losses)
  • $0Applicable income taxes
  • $108Income before extraordinary items
  • -$937Extraordinary gains - net
  • $0Net income attributable to bank
  • -$937Net charge-offs
  • $396Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.88%Cost of funding earning assets
  • 3.99%Net interest margin
  • 4.90%Noninterest income to earning assets
  • 0.14%Noninterest expense to earning assets
  • 6.72%Net operating income to assets
  • -1.37%Return on assets (ROA)
  • -1.37%Pretax return on assets
  • -1.21%Return on equity (ROE)
  • -32.56%Retained earnings to average equity (YTD only)
  • -32.56%Net charge-offs to loans
  • 0.64%Credit loss provision to net charge-offs
  • -53.03%Efficiency ratio
  • 133,549Assets per employee
  • 2.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 5.25%Loss allowance to noncurrent loans
  • 19.17%Noncurrent assets plus other real estate owned to assets
  • 29.73%Noncurrent loans to loans
  • 27.36%Net loans and leases to deposits
  • 102.25%Net loans and leases to core deposits
  • 106.04%Equity capital to assets
  • 4.03%Core capital (leverage) ratio
  • 4.03%Tier 1 risk-based capital ratio
  • 5.75%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $68,481Average earning assets
  • $2,878Average equity
  • $61,506Average loans

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