American State Bank in Newcastle, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 06, 1996

  • American State Bank in Newcastle, Nebraska (NE)
  • Show street view No street view available for this location

American State Bank - Overview

  • General
  • FDIC Certificate #: 14542
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Dixon County (#14912)
    Federal Reserve ID: 214656
    Date Established: June 05, 1922
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9087
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 05, 1934
    Last Structure Change Effective Date: September 06, 1996
    Last Structure Change Process Date: September 25, 1996
    Last Data Update: September 25, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Newcastle, NE 68757
    County: Dixon
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Sioux City-Vermillion, IA-NE-SD (#512)
    Core Based Statistical Area (CBSA): Sioux City, IA-NE-SD (#43580)
    CBSA Metro Statistical Area: Sioux City, IA-NE-SD (#43580)
  • Financial Summary
  • Total assets: $12.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $5Total assets
  • $11,621Cash and due from depository institutions
  • $1,104Interest-bearing balances
  • $898Securities
  • $5,322Federal funds sold & reverse repurchase agreements
  • $900Net loans & leases
  • $4,067Loan loss allowance
  • $75Trading account assets
  • $0Bank premises and fixed assets
  • $34Other real estate owned
  • $0Goodwill and other intangibles
  • $194Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $11,621Total liabilities
  • $9,702Total deposits
  • $9,582Interest-bearing deposits
  • $8,761Deposits held in domestic offices
  • 9582.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $120Total equity capital
  • $120Total bank equity capital
  • $1,919Perpetual preferred stock
  • $0Common stock
  • $25Surplus
  • $325Undivided profits
  • Memoranda
  • $1,569Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $120Earning assets
  • $11,187Long-term assets (5+ years)
  • $3Average Assets, year-to-date
  • $11,199Average Assets, quarterly
  • $11,427Volatile liabilities
  • $1,031Insider loans
  • $27FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $123Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,921Total risk weighted assets
  • $5,733Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $751Total interest expense
  • $404Net interest income
  • $347Provision for loan and lease losses
  • $0Total noninterest income
  • $80Fiduciary activities
  • $0Service charges on deposit accounts
  • $50Trading account gains & fees
  • $0Additional noninterest income
  • $30Total noninterest expense
  • $215Salaries and employee benefits
  • $130Premises and equipment expense
  • $22Additional noninterest expense
  • $63Pre-tax net operating income
  • $212Securities gains (losses)
  • $0Applicable income taxes
  • $40Income before extraordinary items
  • $172Extraordinary gains - net
  • $0Net income attributable to bank
  • $172Net charge-offs
  • $0Cash dividends
  • $70Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.95%Cost of funding earning assets
  • 3.74%Net interest margin
  • 3.21%Noninterest income to earning assets
  • 0.74%Noninterest expense to earning assets
  • 1.99%Net operating income to assets
  • 1.54%Return on assets (ROA)
  • 1.54%Pretax return on assets
  • 1.89%Return on equity (ROE)
  • 9.27%Retained earnings to average equity (YTD only)
  • 5.50%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 50,351Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.70%Loss allowance to loans
  • 1.81%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 42.44%Net loans and leases to core deposits
  • 47.56%Equity capital to assets
  • 16.51%Core capital (leverage) ratio
  • 16.98%Tier 1 risk-based capital ratio
  • 33.51%Total risk-based capital ratio
  • Memoranda
  • $35Average assets
  • $11,199Average earning assets
  • $1,855Average equity
  • $10,800Average loans

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