American State Bank in Homer, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

  • American State Bank in Homer, Nebraska (NE)
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American State Bank - Overview

  • General
  • FDIC Certificate #: 19009
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Community Bank (#5384)
    Federal Reserve ID: 282851
    Date Established: April 26, 1954
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 12850
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 16, 1964
    Last Structure Change Effective Date: January 01, 1995
    Last Structure Change Process Date: January 12, 1995
    Last Data Update: January 12, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: First And John Streets, Homer, NE 68030
    County: Dakota
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Sioux City, IA-NE (#7720)
    Combined Statistical Area (CSA): Sioux City-Vermillion, IA-NE-SD (#512)
    Core Based Statistical Area (CBSA): Sioux City, IA-NE-SD (#43580)
    CBSA Metro Statistical Area: Sioux City, IA-NE-SD (#43580)
  • Financial Summary
  • Total assets: $5.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $3Total assets
  • $5,525Cash and due from depository institutions
  • $744Interest-bearing balances
  • $0Securities
  • $1,618Federal funds sold & reverse repurchase agreements
  • $135Net loans & leases
  • $2,882Loan loss allowance
  • $65Trading account assets
  • $0Bank premises and fixed assets
  • $42Other real estate owned
  • $0Goodwill and other intangibles
  • $104Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $5,525Total liabilities
  • $4,959Total deposits
  • $4,931Interest-bearing deposits
  • $4,212Deposits held in domestic offices
  • 4931.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $28Total equity capital
  • $28Total bank equity capital
  • $566Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $250Undivided profits
  • Memoranda
  • $166Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1Income earned, not collected on loans
  • $70Earning assets
  • $4,635Long-term assets (5+ years)
  • $60Average Assets, year-to-date
  • $5,836Average Assets, quarterly
  • $5,704Volatile liabilities
  • $520Insider loans
  • $25FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $562Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $572Total risk weighted assets
  • $3,177Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $410Total interest expense
  • $167Net interest income
  • $243Provision for loan and lease losses
  • $11Total noninterest income
  • $26Fiduciary activities
  • $0Service charges on deposit accounts
  • $14Trading account gains & fees
  • $0Additional noninterest income
  • $12Total noninterest expense
  • $161Salaries and employee benefits
  • $69Premises and equipment expense
  • $24Additional noninterest expense
  • $68Pre-tax net operating income
  • $97Securities gains (losses)
  • -$4Applicable income taxes
  • $33Income before extraordinary items
  • $60Extraordinary gains - net
  • $0Net income attributable to bank
  • $60Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.94%Cost of funding earning assets
  • 3.23%Net interest margin
  • 4.71%Noninterest income to earning assets
  • 0.50%Noninterest expense to earning assets
  • 3.12%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 1.59%Return on equity (ROE)
  • 11.11%Retained earnings to average equity (YTD only)
  • 11.11%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 59,851Assets per employee
  • 1.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.21%Loss allowance to noncurrent loans
  • 6500.00%Noncurrent assets plus other real estate owned to assets
  • 0.02%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 58.45%Net loans and leases to core deposits
  • 65.34%Equity capital to assets
  • 10.24%Core capital (leverage) ratio
  • 9.80%Tier 1 risk-based capital ratio
  • 18.01%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $5,836Average earning assets
  • $540Average equity
  • $5,163Average loans

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