American State Bank in Tulsa, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 12, 2011

  • American State Bank in Tulsa, Oklahoma (OK)
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American State Bank - Overview

  • General
  • FDIC Certificate #: 20292
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Peoples Bank (#9882)
    Federal Reserve ID: 449850
    Date Established: November 09, 1970
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13966
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 09, 1970
    Last Structure Change Effective Date: Febuary 12, 2011
    Last Structure Change Process Date: Febuary 16, 2011
    Last Data Update: Febuary 16, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 3816 North Peoria Avenue, Tulsa, OK 74106
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • Financial Summary
  • Total assets: $7.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $7,414Total assets
  • $2,625Cash and due from depository institutions
  • $0Interest-bearing balances
  • $745Securities
  • $298Federal funds sold & reverse repurchase agreements
  • $3,441Net loans & leases
  • $85Loan loss allowance
  • $0Trading account assets
  • $175Bank premises and fixed assets
  • $25Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $105All other assets
  • $7,414Total liabilities and capital
  • $6,579Total liabilities
  • $6,568Total deposits
  • $5,173Interest-bearing deposits
  • $6,568Deposits held in domestic offices
  • 96.84%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $11All other liabilities
  • $835Total equity capital
  • $835Total bank equity capital
  • $835Perpetual preferred stock
  • $0Common stock
  • $2,715Surplus
  • $2,222Undivided profits
  • Memoranda
  • $-4,102Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $97Earning assets
  • $0Long-term assets (5+ years)
  • $82Average Assets, year-to-date
  • $4,484Average Assets, quarterly
  • $1,217Volatile liabilities
  • $11,164Insider loans
  • $10,066FHLB advances
  • $491Loans and leases held for sale
  • $75Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $50Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $658Total interest income
  • $142Total interest expense
  • $516Net interest income
  • $167Provision for loan and lease losses
  • $82Total noninterest income
  • $0Fiduciary activities
  • $91Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$9Additional noninterest income
  • $877Total noninterest expense
  • $417Salaries and employee benefits
  • $68Premises and equipment expense
  • $392Additional noninterest expense
  • -$446Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$446Income before extraordinary items
  • $0Extraordinary gains - net
  • -$446Net income attributable to bank
  • $0Net charge-offs
  • -$446Cash dividends
  • $211Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.85%Yield on earning assets
  • 1.48%Cost of funding earning assets
  • 5.37%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 9.13%Noninterest expense to earning assets
  • -4.00%Net operating income to assets
  • -4.00%Return on assets (ROA)
  • -4.00%Pretax return on assets
  • -47.07%Return on equity (ROE)
  • -47.07%Retained earnings to average equity (YTD only)
  • 2.82%Net charge-offs to loans
  • 79.15%Credit loss provision to net charge-offs
  • -1.32%Efficiency ratio
  • 146,656Assets per employee
  • 1.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.41%Loss allowance to noncurrent loans
  • 87.63%Noncurrent assets plus other real estate owned to assets
  • 1.65%Noncurrent loans to loans
  • 2.75%Net loans and leases to deposits
  • 52.39%Net loans and leases to core deposits
  • 56.62%Equity capital to assets
  • 11.26%Core capital (leverage) ratio
  • 6.77%Tier 1 risk-based capital ratio
  • 26.38%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $11,164Average earning assets
  • $948Average equity
  • $9,607Average loans

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