Amfirst Bank, National Association in city_name, state_name

Amfirst Bank, National Association in Mccook, Nebraska (NE), CO
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Amfirst Bank, National Association routing number info

Amfirst Bank, National Association - Overview

General
FDIC Certificate #: 5417
Status: Active
Federal Reserve ID: 278957
Bank Holding Company (Regulatory Top Holder): Amfirst Financial Services, Inc. (RSSDID: 1059676, Location: Mccook, NE)
Date Established: January 01, 1905
WWW: http://www.amfirstbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: Yes)
OTS Docket #: 14395
FDIC's unique #: 3662
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 08, 2006
Last Structure Change Process Date: October 12, 2006
Last Data Update: October 12, 2006
Data Source Date: April 05, 2012
Location
Address: 602 West B Street, Mccook, NE 69001
County: Red Willow
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $248.7 mil
Equity capital: $24.4 mil
Deposits held in domestic offices: $218.5 mil
Return on assets (ROA): 1.02% ($2.5 mil)
Quarterly return on assets: 0.98% ($2.4 mil)
Return on Equity (ROE): 10.97% ($2.6 mil)
Quarterly return on equity: 9.96% ($2.4 mil)
Net income: $2.5 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.04% ($2,586.8 mil)
Quarterly Pretax return on assets: 1.01% ($2,512.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
57Total employees (full-time equivalent)
$248,730Total assets
$7,834Cash and due from depository institutions
$93Interest-bearing balances
$29,465Securities
$12,900Federal funds sold & reverse repurchase agreements
$174,141Net loans & leases
$3,150Loan loss allowance
$0Trading account assets
$7,260Bank premises and fixed assets
$5,028Other real estate owned
$559Goodwill and other intangibles
$248,730Life insurance assets
$11,543All other assets
$224,329Total liabilities and capital
$218,493Total liabilities
$179,979Total deposits
$218,493Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,170Trading liabilities
$0Other borrowed funds
$1,666Subordinated debt
$24,401All other liabilities
$24,401Total equity capital
$24,401Total bank equity capital
$0Perpetual preferred stock
$1,150Common stock
$13,136Surplus
$10,115Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,581Income earned, not collected on loans
$144Earning assets
$2,326Long-term assets (5+ years)
$216,599Average Assets, year-to-date
$47,424Average Assets, quarterly
$248,418Volatile liabilities
$245,849Insider loans
$190,339FHLB advances
$242,992Loans and leases held for sale
$4,986Unused loan commitments
$2,630Tier 1 (core) risk-based capital
$23,233Tier 2 risk-based capital
$2,356Total risk weighted assets
$0Total unused commitments
$51,071Restructured Loans and leases
$36Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$12,966Total interest income
$2,846Total interest expense
$10,120Net interest income
$562Provision for loan and lease losses
$776Total noninterest income
$0Fiduciary activities
$487Service charges on deposit accounts
$0Trading account gains & fees
$289Additional noninterest income
$7,795Total noninterest expense
$4,111Salaries and employee benefits
$1,520Premises and equipment expense
$2,164Additional noninterest expense
$2,539Pre-tax net operating income
$43Securities gains (losses)
$56Applicable income taxes
$2,526Income before extraordinary items
$0Extraordinary gains - net
$2,526Net income attributable to bank
$0Net charge-offs
$2,526Cash dividends
$858Sale, conversion, retirement of capital stock, net
$211Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.96%Yield on earning assets
1.31%Cost of funding earning assets
4.65%Net interest margin
0.36%Noninterest income to earning assets
3.58%Noninterest expense to earning assets
1.00%Net operating income to assets
1.02%Return on assets (ROA)
1.04%Pretax return on assets
10.97%Return on equity (ROE)
10.05%Retained earnings to average equity (YTD only)
0.47%Net charge-offs to loans
65.50%Credit loss provision to net charge-offs
3.61%Efficiency ratio
71,540Assets per employee
4.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
8.35%Loss allowance to loans
1.78%Loss allowance to noncurrent loans
87.96%Noncurrent assets plus other real estate owned to assets
3.46%Noncurrent loans to loans
2.02%Net loans and leases to deposits
79.70%Net loans and leases to core deposits
84.76%Equity capital to assets
9.81%Core capital (leverage) ratio
9.56%Tier 1 risk-based capital ratio
12.21%Total risk-based capital ratio
Memoranda
$13Average assets
$248,418Average earning assets
$23,026Average equity
$217,605Average loans

List of branches

2 Colorado Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
4	356842	South Yosemite Branch	5201 South Yosemite Street Suite 100, Greenwood Village, CO 80111	June 23, 2000	Full Service Brick and Mortar
6	470507	South Main Street Branch	916 South Main Street, Suite 100, Longmont, CO 80501	November 30, 2007	Full Service Brick and Mortar

3 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3662	Amfirst Bank, National Association	602 West B Street, Mccook, NE 69001	January 01, 1905	Full Service Brick and Mortar
1	16008	Hayes Center Branch	Main Street, Hayes Center, NE 69032	July 16, 1979	Full Service Brick and Mortar
5	5321	State Bank Branch	Main Street, Benkelman, NE 69021	January 01, 1916	Full Service Brick and Mortar

Amfirst Bank, National Association in Mccook, Nebraska (NE), CO
Overview, Financial Summary, Detailed Financial Reports, Branches

Amfirst Bank, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Amfirst Bank, National Association in Mccook, Nebraska (NE), COOverview, Financial Summary, Detailed Financial Reports, Branches

Amfirst Bank, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Amfirst Bank, National Association in Mccook, Nebraska (NE), CO
Overview, Financial Summary, Detailed Financial Reports, Branches