Anchor State Bank in Anchor, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Anchor State Bank - Overview

  • General
  • FDIC Certificate #: 11681
    Status: Active
    Federal Reserve ID: 655530
    Bank Holding Company (Regulatory Top Holder): Abc Employee Stock Ownership Plan (RSSDID: 2037550, Location: Anchor, IL)
    Date Established: December 27, 1920
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 12318
    FDIC's unique #: 7466
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 19, 2007
    Last Structure Change Process Date: June 19, 2007
    Last Data Update: June 19, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 246 2nd Street, Anchor, IL 61720
    County: Mclean
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Bloomington-Normal, IL (#1040)
    Core Based Statistical Area (CBSA): Bloomington-Normal, IL (#14060)
    CBSA Metro Statistical Area: Bloomington-Normal, IL (#14060)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $14.6 mil
    Equity capital: $1.4 mil
    Deposits held in domestic offices: $13.2 mil
    Return on assets (ROA): 0.00% ($0.0 mil)
    Quarterly return on assets: -0.11% (-$0.0 mil)
    Return on Equity (ROE): 0.00% ($0.0 mil)
    Quarterly return on equity: -1.17% (-$0.0 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.08% (-$11.7 mil)
    Quarterly Pretax return on assets: -0.14% (-$20.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 3Total employees (full-time equivalent)
  • $14,606Total assets
  • $5,034Cash and due from depository institutions
  • $2,655Interest-bearing balances
  • $2,997Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $5,933Net loans & leases
  • $115Loan loss allowance
  • $0Trading account assets
  • $93Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $14,606Life insurance assets
  • $549All other assets
  • $13,247Total liabilities and capital
  • $13,206Total liabilities
  • $10,717Total deposits
  • $13,206Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $41Subordinated debt
  • $1,359All other liabilities
  • $1,359Total equity capital
  • $1,359Total bank equity capital
  • $0Perpetual preferred stock
  • $75Common stock
  • $1,000Surplus
  • $284Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $242Income earned, not collected on loans
  • $0Earning assets
  • $96Long-term assets (5+ years)
  • $11,585Average Assets, year-to-date
  • $259Average Assets, quarterly
  • $14,224Volatile liabilities
  • $14,297Insider loans
  • $7,062FHLB advances
  • $14,359Loans and leases held for sale
  • $329Unused loan commitments
  • $329Tier 1 (core) risk-based capital
  • $1,359Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,141Restructured Loans and leases
  • $341Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $472Total interest income
  • $135Total interest expense
  • $337Net interest income
  • $25Provision for loan and lease losses
  • $84Total noninterest income
  • $1Fiduciary activities
  • $9Service charges on deposit accounts
  • $0Trading account gains & fees
  • $74Additional noninterest income
  • $408Total noninterest expense
  • $233Salaries and employee benefits
  • $23Premises and equipment expense
  • $152Additional noninterest expense
  • -$12Pre-tax net operating income
  • $0Securities gains (losses)
  • -$12Applicable income taxes
  • $0Income before extraordinary items
  • $0Extraordinary gains - net
  • $0Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.98%Yield on earning assets
  • 1.14%Cost of funding earning assets
  • 2.84%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 3.44%Noninterest expense to earning assets
  • 0.00%Net operating income to assets
  • 0.00%Return on assets (ROA)
  • -0.08%Pretax return on assets
  • 0.00%Return on equity (ROE)
  • 0.00%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 96,912Assets per employee
  • 4.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.90%Loss allowance to noncurrent loans
  • 47.52%Noncurrent assets plus other real estate owned to assets
  • 1.66%Noncurrent loans to loans
  • 4.00%Net loans and leases to deposits
  • 44.93%Net loans and leases to core deposits
  • 48.60%Equity capital to assets
  • 9.30%Core capital (leverage) ratio
  • 9.46%Tier 1 risk-based capital ratio
  • 19.24%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $14,224Average earning assets
  • $1,341Average equity
  • $11,871Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $629Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 6Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $629Other retirement accounts
  • $149Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $480Fiduciary accounts held in foreign offices

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07466Anchor State Bank246 2nd Street, Anchor, IL 61720December 27, 1920Full Service Brick and Mortar

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