Arbor Bank in Nebraska City, Nebraska (NE), IA



Show street view No street view available for this location

Arbor Bank routing number info

Table of contents:
Arbor Bank
GeneralFDIC Certificate #: 33450
Status: Active
Federal Reserve ID: 1872941
Bank Holding Company (Regulatory Top Holder): Oakland Financial Services, Inc. (RSSDID: 1203125, Location: Oakland, IA)
Date Established: July 01, 1991
WWW: http://www.arborbanking.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: Yes)
OTS Docket #: 12901
FDIC's unique #: 47135
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: July 01, 1991
Last Structure Change Effective Date: June 30, 2011
Last Structure Change Process Date: July 07, 2011
Last Data Update: July 07, 2011
Data Source Date: April 05, 2012
LocationAddress: 911 Central Avenue, Nebraska City, NE 68410
County: Otoe
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesParticipated in Absorption/Consolidation/Merger
Financial SummaryTotal assets: $204.5 mil
Equity capital: $19.1 mil
Deposits held in domestic offices: $166.3 mil
Return on assets (ROA): 0.30% ($0.6 mil)
Quarterly return on assets: 0.26% ($0.5 mil)
Return on Equity (ROE): 3.31% ($0.6 mil)
Quarterly return on equity: 2.78% ($0.5 mil)
Net income: $0.6 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.30% ($613.6 mil)
Quarterly Pretax return on assets: 0.26% ($531.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)57
Total assets$204,527
Cash and due from depository institutions$11,055
Interest-bearing balances$4,539
Securities$52,041
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$129,219
Loan loss allowance $1,904
Trading account assets$0
Bank premises and fixed assets$5,007
Other real estate owned$2,233
Goodwill and other intangibles$1
All other assets$4,971
Life insurance assets$204,527
Total liabilities and capital$185,416
Total liabilities$166,266
Total deposits$147,073
Interest-bearing deposits$166,266
Deposits held in domestic offices$82
% insured (estimated)1382.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$17,209
Other borrowed funds $0
Subordinated debt $559
All other liabilities $19,111
Total equity capital$19,111
Total bank equity capital$19,111
Perpetual preferred stock$0
Common stock$500
Surplus$12,782
Undivided profits $5,829
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $3,050
Earning assets $0
Long-term assets (5+ years) $1,543
Average Assets, year-to-date $185,799
Average Assets, quarterly $50,003
Volatile liabilities $207,123
Insider loans $204,778
FHLB advances $146,240
Loans and leases held for sale $204,223
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $18,287
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $25,710
Derivatives$13
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $8,978
Total interest expense $1,947
Net interest income $7,031
Provision for loan and lease losses $674
Total noninterest income $346
Fiduciary activities $0
Service charges on deposit accounts $307
Trading account gains & fees $0
Additional noninterest income $39
Total noninterest expense $6,446
Salaries and employee benefits $3,237
Premises and equipment expense $914
Additional noninterest expense $2,295
Pre-tax net operating income $257
Securities gains (losses) $364
Applicable income taxes $6
Income before extraordinary items $615
Extraordinary gains - net $0
Net income attributable to bank $615
Net charge-offs $0
Cash dividends $615
Sale, conversion, retirement of capital stock, net $1,343
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.80%
Cost of funding earning assets 1.04%
Net interest margin 3.76%
Noninterest income to earning assets 0.18%
Noninterest expense to earning assets 3.44%
Net operating income to assets 0.12%
Return on assets (ROA) 0.30%
Pretax return on assets 0.30%
Return on equity (ROE) 3.31%
Retained earnings to average equity (YTD only) 3.31%
Net charge-offs to loans 1.03%
Credit loss provision to net charge-offs 50.19%
Efficiency ratio0.69%
Assets per employee$87,380
Cash dividends to net income (YTD only)3.59%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.45%
Noncurrent assets plus other real estate owned to assets 62.43%
Noncurrent loans to loans 2.58%
Net loans and leases to deposits2.33%
Net loans and leases to core deposits 77.72%
Equity capital to assets 85.87%
Core capital (leverage) ratio 9.34%
Tier 1 risk-based capital ratio 8.95%
Total risk-based capital ratio 12.50%
Memoranda
Average assets$14
Average earning assets$207,123
Average equity $18,608
Average loans $187,119
Back to page top, Back to table top

Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$264
Number of Accounts1
Personal trust and agency accounts$264
Employee benefit-defined contribution accounts$21
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$243
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts5
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$243
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Back to page top, Back to table top

2 Iowa Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
23970Arbor Bank, Oakland Branch301 Oakland Avenue, Oakland, IA 51560December 23, 1881Full Service Brick and Mortar
33964First Community Bank Branch716 Illinois Street, Sidney, IA 51652January 01, 1891Full Service Brick and Mortar
Back to page top

2 Nebraska Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
047135Arbor Bank911 Central Avenue, Nebraska City, NE 68410July 01, 1991Full Service Brick and Mortar
4428153Omaha Branch2945 South 132nd Street, Omaha, NE 68144June 03, 2003Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Arbor Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.