Arkansas State Bank in Clarksville, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 24, 1998

  • Arkansas State Bank in Clarksville, Arkansas (AR)
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Arkansas State Bank - Overview

  • General
  • FDIC Certificate #: 19732
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 690540
    Date Established: July 19, 1967
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Interstate: No)
    FDIC's unique #: 13528
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 19, 1967
    Last Structure Change Effective Date: September 24, 1998
    Last Structure Change Process Date: October 29, 1998
    Last Data Update: October 29, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Craven And Sevier Streets, Clarksville, AR 72830
    County: Johnson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $155.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 85Total employees (full-time equivalent)
  • $157,923Total assets
  • $4,895Cash and due from depository institutions
  • $0Interest-bearing balances
  • $28,004Securities
  • $5,670Federal funds sold & reverse repurchase agreements
  • $113,516Net loans & leases
  • $2,561Loan loss allowance
  • $0Trading account assets
  • $3,296Bank premises and fixed assets
  • $67Other real estate owned
  • $280Goodwill and other intangibles
  • $0Life insurance assets
  • $2,195All other assets
  • $157,923Total liabilities and capital
  • $146,722Total liabilities
  • $146,006Total deposits
  • $135,715Interest-bearing deposits
  • $146,006Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $716All other liabilities
  • $11,201Total equity capital
  • $11,201Total bank equity capital
  • $11,201Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $3,750Undivided profits
  • Memoranda
  • $7,201Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $604Earning assets
  • $129Long-term assets (5+ years)
  • $1,025Average Assets, year-to-date
  • $147,190Average Assets, quarterly
  • $12,022Volatile liabilities
  • $153,682Insider loans
  • $153,729FHLB advances
  • $25,152Loans and leases held for sale
  • $2,687Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,846Total unused commitments
  • $0Restructured Loans and leases
  • $112,448Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $12,783Total interest income
  • $6,198Total interest expense
  • $6,585Net interest income
  • $1,146Provision for loan and lease losses
  • $1,119Total noninterest income
  • $0Fiduciary activities
  • $775Service charges on deposit accounts
  • $0Trading account gains & fees
  • $344Additional noninterest income
  • $4,318Total noninterest expense
  • $2,284Salaries and employee benefits
  • $520Premises and equipment expense
  • $1,514Additional noninterest expense
  • $2,240Pre-tax net operating income
  • $0Securities gains (losses)
  • $693Applicable income taxes
  • $1,547Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,547Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $585Sale, conversion, retirement of capital stock, net
  • $2,750Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.97%Yield on earning assets
  • 4.35%Cost of funding earning assets
  • 4.62%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 3.03%Noninterest expense to earning assets
  • 1.01%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 13.47%Return on equity (ROE)
  • -10.48%Retained earnings to average equity (YTD only)
  • 0.51%Net charge-offs to loans
  • 195.90%Credit loss provision to net charge-offs
  • 5.79%Efficiency ratio
  • 55,543Assets per employee
  • 1.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 177.76%Loss allowance to loans
  • 2.21%Loss allowance to noncurrent loans
  • 424.01%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.52%Net loans and leases to deposits
  • 77.75%Net loans and leases to core deposits
  • 93.93%Equity capital to assets
  • 7.09%Core capital (leverage) ratio
  • 7.00%Tier 1 risk-based capital ratio
  • 9.60%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $153,682Average earning assets
  • $11,481Average equity
  • $142,518Average loans

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