Arrowhead Bank in Llano, Texas (TX)



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Arrowhead Bank routing number info

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Arrowhead Bank
GeneralFDIC Certificate #: 1198
Status: Active
Federal Reserve ID: 570558
Bank Holding Company (Regulatory Top Holder): Arrowhead Company (RSSDID: 1237447, Location: Round Mountain, TX)
Date Established: March 16, 1923
WWW: http://www.arrowheadbanktexas.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 821
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 108 West Sandstone Street, Llano, TX 78643
County: Llano
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $133.5 mil
Equity capital: $13.2 mil
Deposits held in domestic offices: $120.2 mil
Return on assets (ROA): 0.01% ($0.0 mil)
Quarterly return on assets: 0.15% ($0.2 mil)
Return on Equity (ROE): 0.08% ($0.0 mil)
Quarterly return on equity: 1.52% ($0.2 mil)
Net income: $0.0 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.04% ($53.4 mil)
Quarterly Pretax return on assets: 0.22% ($293.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)40
Total assets$133,486
Cash and due from depository institutions$27,572
Interest-bearing balances$21,447
Securities$18,793
Federal funds sold & reverse repurchase agreements$10,600
Net loans & leases$73,058
Loan loss allowance $423
Trading account assets$0
Bank premises and fixed assets$1,677
Other real estate owned$921
Goodwill and other intangibles$0
All other assets$865
Life insurance assets$133,486
Total liabilities and capital$120,332
Total liabilities$120,249
Total deposits$91,103
Interest-bearing deposits$120,249
Deposits held in domestic offices$88
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $83
All other liabilities $13,154
Total equity capital$13,154
Total bank equity capital$13,154
Perpetual preferred stock$0
Common stock$2,000
Surplus$6,000
Undivided profits $5,154
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $468
Earning assets $0
Long-term assets (5+ years) $444
Average Assets, year-to-date $123,898
Average Assets, quarterly $5,266
Volatile liabilities $126,762
Insider loans $129,642
FHLB advances $79,229
Loans and leases held for sale $129,148
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $13,146
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $10,788
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,740
Total interest expense $335
Net interest income $3,405
Provision for loan and lease losses $90
Total noninterest income $617
Fiduciary activities $35
Service charges on deposit accounts $519
Trading account gains & fees $0
Additional noninterest income $63
Total noninterest expense $3,875
Salaries and employee benefits $1,793
Premises and equipment expense $520
Additional noninterest expense $1,562
Pre-tax net operating income $57
Securities gains (losses) $0
Applicable income taxes $46
Income before extraordinary items $11
Extraordinary gains - net $0
Net income attributable to bank $11
Net charge-offs $0
Cash dividends $11
Sale, conversion, retirement of capital stock, net $23
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.18%
Cost of funding earning assets 0.28%
Net interest margin 2.89%
Noninterest income to earning assets 0.52%
Noninterest expense to earning assets 3.29%
Net operating income to assets 0.01%
Return on assets (ROA) 0.01%
Pretax return on assets 0.04%
Return on equity (ROE) 0.08%
Retained earnings to average equity (YTD only) 0.08%
Net charge-offs to loans 0.03%
Credit loss provision to net charge-offs 391.30%
Efficiency ratio6.39%
Assets per employee$96,345
Cash dividends to net income (YTD only)3.34%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.58%
Noncurrent assets plus other real estate owned to assets 90.38%
Noncurrent loans to loans 1.04%
Net loans and leases to deposits0.64%
Net loans and leases to core deposits 60.76%
Equity capital to assets 63.02%
Core capital (leverage) ratio 9.85%
Tier 1 risk-based capital ratio 10.18%
Total risk-based capital ratio 16.59%
Memoranda
Average assets$17
Average earning assets$126,762
Average equity $13,144
Average loans $117,770
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$5,141
Number of Accounts1
Personal trust and agency accounts$5,141
Employee benefit-defined contribution accounts$5,141
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts6
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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5 Texas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0821Arrowhead Bank108 West Sandstone Street, Llano, TX 78643March 16, 1923Full Service Brick and Mortar
1187988Detached Facility206 West Young, Llano, TX 78643January 04, 1983Full Service Brick and Mortar
23748San Saba Branch301 East Wallace Street, San Saba, TX 76877May 23, 1910Full Service Brick and Mortar
3187989Horseshoe Bay Branch5700 West Fm 2147, Horseshoe Bay, TX 78654November 04, 1996Full Service Brick and Mortar
4359503Fredericksburg Branch502 S. Adams, Fredericksburg, TX 78624January 31, 2001Full Service Brick and Mortar
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