Auburn Banking Company in Auburn, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Auburn Banking Company in Auburn, Kentucky (KY)
  • Show street view No street view available for this location
Auburn Banking Company routing number info

Auburn Banking Company - Overview

  • General
  • FDIC Certificate #: 284
    Status: Active
    Federal Reserve ID: 811541
    Bank Holding Company (Regulatory Top Holder): First Community Bancorp, Inc (RSSDID: 2151670, Location: Auburn, KY)
    Date Established: January 01, 1929
    WWW: http://www.auburnbankingcompany.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 9664
    FDIC's unique #: 228
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And Lincoln Streets, Auburn, KY 42206
    County: Logan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Hopkinsville
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $64.5 mil
    Equity capital: $5.3 mil
    Deposits held in domestic offices: $51.8 mil
    Return on assets (ROA): 2.07% ($1.3 mil)
    Quarterly return on assets: 1.94% ($1.2 mil)
    Return on Equity (ROE): 25.85% ($1.3 mil)
    Quarterly return on equity: 23.72% ($1.2 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 2.07% ($1,334.6 mil)
    Quarterly Pretax return on assets: 1.94% ($1,250.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $64,475Total assets
  • $2,193Cash and due from depository institutions
  • $8Interest-bearing balances
  • $12,674Securities
  • $2,629Federal funds sold & reverse repurchase agreements
  • $44,869Net loans & leases
  • $494Loan loss allowance
  • $0Trading account assets
  • $1,075Bank premises and fixed assets
  • $75Other real estate owned
  • $0Goodwill and other intangibles
  • $64,475Life insurance assets
  • $960All other assets
  • $59,130Total liabilities and capital
  • $51,844Total liabilities
  • $40,882Total deposits
  • $51,844Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 6600.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $58Trading liabilities
  • $0Other borrowed funds
  • $628Subordinated debt
  • $5,345All other liabilities
  • $5,345Total equity capital
  • $5,345Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $3,685Surplus
  • $1,460Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $538Income earned, not collected on loans
  • $0Earning assets
  • $449Long-term assets (5+ years)
  • $60,180Average Assets, year-to-date
  • $35,672Average Assets, quarterly
  • $65,235Volatile liabilities
  • $64,385Insider loans
  • $41,255FHLB advances
  • $64,443Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,625Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,056Restructured Loans and leases
  • $2,015Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,319Total interest income
  • $447Total interest expense
  • $2,872Net interest income
  • $120Provision for loan and lease losses
  • $414Total noninterest income
  • $0Fiduciary activities
  • $230Service charges on deposit accounts
  • $0Trading account gains & fees
  • $184Additional noninterest income
  • $1,835Total noninterest expense
  • $915Salaries and employee benefits
  • $160Premises and equipment expense
  • $760Additional noninterest expense
  • $1,331Pre-tax net operating income
  • $20Securities gains (losses)
  • $0Applicable income taxes
  • $1,351Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,351Net income attributable to bank
  • $0Net charge-offs
  • $1,351Cash dividends
  • $103Sale, conversion, retirement of capital stock, net
  • $1,252Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.44%Yield on earning assets
  • 0.73%Cost of funding earning assets
  • 4.71%Net interest margin
  • 0.68%Noninterest income to earning assets
  • 3.01%Noninterest expense to earning assets
  • 2.04%Net operating income to assets
  • 2.07%Return on assets (ROA)
  • 2.07%Pretax return on assets
  • 25.85%Return on equity (ROE)
  • 1.89%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 116.50%Credit loss provision to net charge-offs
  • 14.09%Efficiency ratio
  • 55,843Assets per employee
  • 3.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 92.67%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 91.82%Noncurrent assets plus other real estate owned to assets
  • 0.95%Noncurrent loans to loans
  • 1.19%Net loans and leases to deposits
  • 86.55%Net loans and leases to core deposits
  • 91.01%Equity capital to assets
  • 8.29%Core capital (leverage) ratio
  • 8.73%Tier 1 risk-based capital ratio
  • 13.63%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $65,235Average earning assets
  • $5,226Average equity
  • $61,025Average loans

List of branches

  • 2 Kentucky Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0228Auburn Banking CompanyMain And Lincoln Streets, Auburn, KY 42206January 01, 1929Full Service Brick and Mortar
    1181457Russellville Branch404 Hopkinsville Road, Russellville, KY 42276August 10, 1998Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Auburn Banking Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents