Auburn Savings Bank, FSB in Auburn, Maine (ME)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Auburn Savings Bank, FSB in Auburn, Maine (ME)
  • Show street view No street view available for this location

Auburn Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 28288
    Status: Active
    Federal Reserve ID: 229173
    Date Established: January 01, 1887
    WWW: http://www.auburnsavings.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 1305
    FDIC's unique #: 41122
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 17, 1951
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 256 Court St, Auburn, ME 4210
    County: Androscoggin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Lewiston-Auburn, ME (#4240)
    Combined Statistical Area (CSA): Portland-Lewiston-South Portland, ME (#438)
    Core Based Statistical Area (CBSA): Lewiston-Auburn, ME (#30340)
    CBSA Metro Statistical Area: Lewiston-Auburn, ME (#30340)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $77.8 mil
    Equity capital: $5.8 mil
    Deposits held in domestic offices: $53.9 mil
    Return on assets (ROA): -0.01% (-$0.0 mil)
    Quarterly return on assets: -0.40% (-$0.3 mil)
    Return on Equity (ROE): -0.18% (-$0.0 mil)
    Quarterly return on equity: -5.26% (-$0.3 mil)
    Net income: -$0.0 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -0.08% (-$62.3 mil)
    Quarterly Pretax return on assets: -0.63% (-$490.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $77,832Total assets
  • $2,481Cash and due from depository institutions
  • $528Interest-bearing balances
  • $6,556Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $64,369Net loans & leases
  • $688Loan loss allowance
  • $0Trading account assets
  • $1,768Bank premises and fixed assets
  • $650Other real estate owned
  • $65Goodwill and other intangibles
  • $77,831Life insurance assets
  • $1,943All other assets
  • $71,997Total liabilities and capital
  • $53,900Total liabilities
  • $51,460Total deposits
  • $53,900Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $17,810Trading liabilities
  • $0Other borrowed funds
  • $287Subordinated debt
  • $5,834All other liabilities
  • $5,834Total equity capital
  • $5,834Total bank equity capital
  • $0Perpetual preferred stock
  • $873Common stock
  • $0Surplus
  • $4,961Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,511Income earned, not collected on loans
  • $0Earning assets
  • $283Long-term assets (5+ years)
  • $71,453Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $79,515Volatile liabilities
  • $78,256Insider loans
  • $47,672FHLB advances
  • $77,851Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,481Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,971Restructured Loans and leases
  • $629Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,999Total interest income
  • $1,252Total interest expense
  • $2,747Net interest income
  • $321Provision for loan and lease losses
  • $160Total noninterest income
  • $0Fiduciary activities
  • $1Service charges on deposit accounts
  • $0Trading account gains & fees
  • $159Additional noninterest income
  • $2,693Total noninterest expense
  • $1,058Salaries and employee benefits
  • $392Premises and equipment expense
  • $1,243Additional noninterest expense
  • -$107Pre-tax net operating income
  • $46Securities gains (losses)
  • -$50Applicable income taxes
  • -$11Income before extraordinary items
  • $0Extraordinary gains - net
  • -$11Net income attributable to bank
  • $0Net charge-offs
  • -$11Cash dividends
  • $234Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.48%Yield on earning assets
  • 1.72%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 3.69%Noninterest expense to earning assets
  • -0.05%Net operating income to assets
  • -0.01%Return on assets (ROA)
  • -0.08%Pretax return on assets
  • -0.18%Return on equity (ROE)
  • -0.18%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • 137.18%Credit loss provision to net charge-offs
  • 0.91%Efficiency ratio
  • 92,638Assets per employee
  • 4.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 45.53%Noncurrent assets plus other real estate owned to assets
  • 2.78%Noncurrent loans to loans
  • 2.32%Net loans and leases to deposits
  • 119.42%Net loans and leases to core deposits
  • 124.03%Equity capital to assets
  • 7.50%Core capital (leverage) ratio
  • 7.52%Tier 1 risk-based capital ratio
  • 11.50%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $79,515Average earning assets
  • $5,946Average equity
  • $72,997Average loans

List of branches

  • 2 Maine Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    041122Auburn Savings Bank, Fsb256 Court St, Auburn, ME 4210January 01, 1887Full Service Brick and Mortar
    1495246Lewiston Branch325 Sabattus Street, Lewiston, ME 4240November 22, 2004Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Auburn Savings Bank, FSB.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents