Austin Bank in Timpson, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 22, 1996

  • Austin Bank in Timpson, Texas (TX)
  • Show street view No street view available for this location

Austin Bank - Overview

  • General
  • FDIC Certificate #: 15648
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Austin Bank, National Association (#25294)
    Federal Reserve ID: 602066
    Date Established: Febuary 20, 1939
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 9926
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 20, 1939
    Last Structure Change Effective Date: April 22, 1996
    Last Structure Change Process Date: June 05, 1996
    Last Data Update: June 05, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: Park Plaza Street, Timpson, TX 75975
    County: Shelby
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $29.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $12Total assets
  • $28,447Cash and due from depository institutions
  • $1,419Interest-bearing balances
  • $0Securities
  • $18,204Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $8,284Loan loss allowance
  • $71Trading account assets
  • $0Bank premises and fixed assets
  • $246Other real estate owned
  • $4Goodwill and other intangibles
  • $290Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $28,447Total liabilities
  • $26,275Total deposits
  • $26,140Interest-bearing deposits
  • $23,332Deposits held in domestic offices
  • 26140.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $135Total equity capital
  • $135Total bank equity capital
  • $2,172Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $800Undivided profits
  • Memoranda
  • $1,172Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $15Income earned, not collected on loans
  • $64Earning assets
  • $26,488Long-term assets (5+ years)
  • $1,256Average Assets, year-to-date
  • $27,025Average Assets, quarterly
  • $28,510Volatile liabilities
  • $3,709Insider loans
  • $488FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $861Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,149Total risk weighted assets
  • $12,277Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,951Total interest expense
  • $954Net interest income
  • $997Provision for loan and lease losses
  • $22Total noninterest income
  • $166Fiduciary activities
  • $0Service charges on deposit accounts
  • $98Trading account gains & fees
  • $0Additional noninterest income
  • $68Total noninterest expense
  • $884Salaries and employee benefits
  • $447Premises and equipment expense
  • $86Additional noninterest expense
  • $351Pre-tax net operating income
  • $257Securities gains (losses)
  • $1Applicable income taxes
  • $103Income before extraordinary items
  • $155Extraordinary gains - net
  • $0Net income attributable to bank
  • $155Net charge-offs
  • $14Cash dividends
  • $163Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.73%Cost of funding earning assets
  • 3.78%Net interest margin
  • 3.95%Noninterest income to earning assets
  • 0.66%Noninterest expense to earning assets
  • 3.50%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 0.95%Return on equity (ROE)
  • 7.61%Retained earnings to average equity (YTD only)
  • -0.39%Net charge-offs to loans
  • 0.19%Credit loss provision to net charge-offs
  • 157.14%Efficiency ratio
  • 76,010Assets per employee
  • 2.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 105.16%Loss allowance to loans
  • 0.85%Loss allowance to noncurrent loans
  • 473.33%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 31.69%Net loans and leases to core deposits
  • 36.93%Equity capital to assets
  • 7.64%Core capital (leverage) ratio
  • 7.47%Tier 1 risk-based capital ratio
  • 17.50%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $27,025Average earning assets
  • $2,037Average equity
  • $25,225Average loans

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