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- Banks in Texas (TX)
- Austin Bank
Austin Bank in Timpson, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of April 22, 1996
- Austin Bank in Timpson, Texas (TX)
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Austin Bank - Overview
- General
- FDIC Certificate #: 15648
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Austin Bank, National Association (#25294)
Federal Reserve ID: 602066
Date Established: Febuary 20, 1939
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 9926
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 20, 1939
Last Structure Change Effective Date: April 22, 1996
Last Structure Change Process Date: June 05, 1996
Last Data Update: June 05, 1996
Data Source Date: April 05, 2012 - Location
- Address: Park Plaza Street, Timpson, TX 75975
County: Shelby
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West - Financial Summary
- Total assets: $29.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1995)
- Dollar figures in thousands
- 0Total employees (full-time equivalent)
- $12Total assets
- $28,447Cash and due from depository institutions
- $1,419Interest-bearing balances
- $0Securities
- $18,204Federal funds sold & reverse repurchase agreements
- $0Net loans & leases
- $8,284Loan loss allowance
- $71Trading account assets
- $0Bank premises and fixed assets
- $246Other real estate owned
- $4Goodwill and other intangibles
- $290Life insurance assets
- $0All other assets
- $0Total liabilities and capital
- $28,447Total liabilities
- $26,275Total deposits
- $26,140Interest-bearing deposits
- $23,332Deposits held in domestic offices
- 26140.00%% insured (estimated)
- $90Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $0Other borrowed funds
- $0Subordinated debt
- $0All other liabilities
- $135Total equity capital
- $135Total bank equity capital
- $2,172Perpetual preferred stock
- $0Common stock
- $200Surplus
- $800Undivided profits
- Memoranda
- $1,172Noncurrent loans and leases
- $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $15Income earned, not collected on loans
- $64Earning assets
- $26,488Long-term assets (5+ years)
- $1,256Average Assets, year-to-date
- $27,025Average Assets, quarterly
- $28,510Volatile liabilities
- $3,709Insider loans
- $488FHLB advances
- $0Loans and leases held for sale
- $0Unused loan commitments
- $861Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $2,149Total risk weighted assets
- $12,277Total unused commitments
- $0Restructured Loans and leases
- $0Derivatives
Income and Expense (December 31, 1995)
- Dollar figures in thousands
- $0Total interest income
- $1,951Total interest expense
- $954Net interest income
- $997Provision for loan and lease losses
- $22Total noninterest income
- $166Fiduciary activities
- $0Service charges on deposit accounts
- $98Trading account gains & fees
- $0Additional noninterest income
- $68Total noninterest expense
- $884Salaries and employee benefits
- $447Premises and equipment expense
- $86Additional noninterest expense
- $351Pre-tax net operating income
- $257Securities gains (losses)
- $1Applicable income taxes
- $103Income before extraordinary items
- $155Extraordinary gains - net
- $0Net income attributable to bank
- $155Net charge-offs
- $14Cash dividends
- $163Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 1995)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 0.00%Yield on earning assets
- 7.73%Cost of funding earning assets
- 3.78%Net interest margin
- 3.95%Noninterest income to earning assets
- 0.66%Noninterest expense to earning assets
- 3.50%Net operating income to assets
- 0.57%Return on assets (ROA)
- 0.57%Pretax return on assets
- 0.95%Return on equity (ROE)
- 7.61%Retained earnings to average equity (YTD only)
- -0.39%Net charge-offs to loans
- 0.19%Credit loss provision to net charge-offs
- 157.14%Efficiency ratio
- 76,010Assets per employee
- 2.37%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 105.16%Loss allowance to loans
- 0.85%Loss allowance to noncurrent loans
- 473.33%Noncurrent assets plus other real estate owned to assets
- 0.08%Noncurrent loans to loans
- 0.18%Net loans and leases to deposits
- 31.69%Net loans and leases to core deposits
- 36.93%Equity capital to assets
- 7.64%Core capital (leverage) ratio
- 7.47%Tier 1 risk-based capital ratio
- 17.50%Total risk-based capital ratio
- Memoranda
- $18Average assets
- $27,025Average earning assets
- $2,037Average equity
- $25,225Average loans
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- Banks in Texas (TX)
- Austin Bank
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