BARTELSO SAVINGS BANK in Bartelso, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2000

  • BARTELSO SAVINGS BANK in Bartelso, Illinois (IL)
  • Show street view No street view available for this location


  • General
  • FDIC Certificate #: 11683
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Germantown Trust & Savings Bank (#12113)
    Federal Reserve ID: 757041
    Date Established: December 20, 1920
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 13543
    FDIC's unique #: 7468
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 2000
    Last Structure Change Process Date: July 12, 2000
    Last Data Update: July 12, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 210 West Carlyle Street, Bartelso, IL 62218
    County: Clinton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $69.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $64,041Total assets
  • $996Cash and due from depository institutions
  • $2Interest-bearing balances
  • $33,786Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $27,999Net loans & leases
  • $260Loan loss allowance
  • $0Trading account assets
  • $289Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $971All other assets
  • $64,041Total liabilities and capital
  • $58,650Total liabilities
  • $51,514Total deposits
  • $49,384Interest-bearing deposits
  • $51,514Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $650Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,202Other borrowed funds
  • $0Subordinated debt
  • $284All other liabilities
  • $5,391Total equity capital
  • $5,391Total bank equity capital
  • $5,391Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $900Undivided profits
  • Memoranda
  • $4,391Noncurrent loans and leases
  • $1,450Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $122Average Assets, year-to-date
  • $61,787Average Assets, quarterly
  • $22,808Volatile liabilities
  • $60,716Insider loans
  • $63,457FHLB advances
  • $8,330Loans and leases held for sale
  • $101Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,450Total unused commitments
  • $0Restructured Loans and leases
  • $260Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $4,279Total interest income
  • $2,718Total interest expense
  • $1,561Net interest income
  • $33Provision for loan and lease losses
  • $86Total noninterest income
  • $0Fiduciary activities
  • $68Service charges on deposit accounts
  • $0Trading account gains & fees
  • $18Additional noninterest income
  • $608Total noninterest expense
  • $360Salaries and employee benefits
  • $112Premises and equipment expense
  • $136Additional noninterest expense
  • $1,006Pre-tax net operating income
  • $0Securities gains (losses)
  • $292Applicable income taxes
  • $714Income before extraordinary items
  • $0Extraordinary gains - net
  • $714Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $14Sale, conversion, retirement of capital stock, net
  • $175Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.25%Yield on earning assets
  • 4.60%Cost of funding earning assets
  • 2.64%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 1.03%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.66%Pretax return on assets
  • 12.82%Return on equity (ROE)
  • 9.68%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 235.71%Credit loss provision to net charge-offs
  • 74.21%Efficiency ratio
  • 36,916Assets per employee
  • 5.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.51%Loss allowance to loans
  • 0.92%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 54.35%Net loans and leases to core deposits
  • 63.58%Equity capital to assets
  • 8.42%Core capital (leverage) ratio
  • 9.66%Tier 1 risk-based capital ratio
  • 20.17%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $60,716Average earning assets
  • $5,568Average equity
  • $59,041Average loans

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