BAYBANK Routing Number



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091102894Details >>104 S. 10TH STREETGLADSTONEMI498372012-01-18 11:47:37


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Detailed data for BAYBANK, GLADSTONE, MI
RSSD-ID: 242958
FDIC Certificate Number: 1092
Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)29
Total assets$81,369
Cash and due from depository institutions$4,517
Securities$25,602
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$46,178
Trading account assets$0
Bank premises and fixed assets$2,724
Other real estate owned$435
Goodwill and other intangibles$0
All other assets$1,913
Total liabilities and capital$72,137
Total liabilities$68,886
Total equity capital$9,232


Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,880
Total interest expense $813
Net interest income $3,067
Provision for loan and lease losses $180
Total noninterest income $480
Total noninterest expense $2,587
Pre-tax net operating income $780
Securities gains (losses) $20
Applicable income taxes $176
Extraordinary gains - net $0
Net income attributable to bank $624
Net charge-offs $0
Cash dividends $624
Sale, conversion, retirement of capital stock, net $63
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