Banco Popular, Illinois in Melrose Park, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 02, 1999

  • Banco Popular, Illinois in Melrose Park, Illinois (IL)
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Banco Popular, Illinois - Overview

  • General
  • FDIC Certificate #: 1804
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banco Popular North America (#34967)
    Federal Reserve ID: 213033
    Date Established: January 01, 1914
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 16 (Interstate: No)
    OTS Docket #: 15649
    FDIC's unique #: 1197
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 02, 1999
    Last Structure Change Process Date: Febuary 26, 1999
    Last Data Update: Febuary 26, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 17th Avenue And Lake Street, Melrose Park, IL 60160
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: New York
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $1,070.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 439Total employees (full-time equivalent)
  • $1,070,379Total assets
  • $166,760Cash and due from depository institutions
  • $83,000Interest-bearing balances
  • $188,871Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $636,768Net loans & leases
  • $7,423Loan loss allowance
  • $0Trading account assets
  • $22,404Bank premises and fixed assets
  • $341Other real estate owned
  • $44,106Goodwill and other intangibles
  • $0Life insurance assets
  • $11,129All other assets
  • $1,070,379Total liabilities and capital
  • $938,975Total liabilities
  • $796,773Total deposits
  • $650,276Interest-bearing deposits
  • $796,773Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $58,451Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $80,000Other borrowed funds
  • $0Subordinated debt
  • $3,751All other liabilities
  • $131,404Total equity capital
  • $131,404Total bank equity capital
  • $131,404Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $112,762Undivided profits
  • Memoranda
  • $14,642Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $11,238Earning assets
  • $154Long-term assets (5+ years)
  • $4,409Average Assets, year-to-date
  • $908,639Average Assets, quarterly
  • $80,267Volatile liabilities
  • $1,014,365Insider loans
  • $1,048,167FHLB advances
  • $209,985Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $124,006Total unused commitments
  • $0Restructured Loans and leases
  • $715,310Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $70,487Total interest income
  • $33,768Total interest expense
  • $36,719Net interest income
  • $2,017Provision for loan and lease losses
  • $7,471Total noninterest income
  • $2,502Fiduciary activities
  • $3,692Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,277Additional noninterest income
  • $35,571Total noninterest expense
  • $17,731Salaries and employee benefits
  • $5,826Premises and equipment expense
  • $12,014Additional noninterest expense
  • $6,602Pre-tax net operating income
  • $700Securities gains (losses)
  • $3,518Applicable income taxes
  • $3,784Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,784Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,179Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.99%Yield on earning assets
  • 3.83%Cost of funding earning assets
  • 4.16%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 4.03%Noninterest expense to earning assets
  • 0.33%Net operating income to assets
  • 0.37%Return on assets (ROA)
  • 0.72%Pretax return on assets
  • 2.92%Return on equity (ROE)
  • 2.92%Retained earnings to average equity (YTD only)
  • 0.37%Net charge-offs to loans
  • 92.57%Credit loss provision to net charge-offs
  • 3.96%Efficiency ratio
  • 71,747Assets per employee
  • 2.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 66.05%Noncurrent assets plus other real estate owned to assets
  • 1.08%Noncurrent loans to loans
  • 1.74%Net loans and leases to deposits
  • 79.92%Net loans and leases to core deposits
  • 95.01%Equity capital to assets
  • 12.28%Core capital (leverage) ratio
  • 8.68%Tier 1 risk-based capital ratio
  • 12.02%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,014,365Average earning assets
  • $129,542Average equity
  • $882,168Average loans

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