Banco Popular, National Association (Texas) in Harris County, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • Banco Popular, National Association (Texas) in Harris County, Texas (TX)
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Banco Popular, National Association (Texas) - Overview

  • General
  • FDIC Certificate #: 22759
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banco Popular North America (#34967)
    Federal Reserve ID: 470751
    Date Established: December 01, 1978
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 10154
    FDIC's unique #: 15892
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: December 01, 1978
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1615 Little York Road, Harris County, TX 77088
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: New York
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $185.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 131Total employees (full-time equivalent)
  • $185,908Total assets
  • $12,585Cash and due from depository institutions
  • $2,973Interest-bearing balances
  • $1,970Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $153,436Net loans & leases
  • $1,808Loan loss allowance
  • $0Trading account assets
  • $5,700Bank premises and fixed assets
  • $532Other real estate owned
  • $9,316Goodwill and other intangibles
  • $0Life insurance assets
  • $2,369All other assets
  • $185,908Total liabilities and capital
  • $169,931Total liabilities
  • $146,438Total deposits
  • $128,630Interest-bearing deposits
  • $146,438Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $23,240Other borrowed funds
  • $0Subordinated debt
  • $253All other liabilities
  • $15,977Total equity capital
  • $15,977Total bank equity capital
  • $15,977Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $21,715Undivided profits
  • Memoranda
  • $-6,238Noncurrent loans and leases
  • $8,215Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,280Earning assets
  • $116Long-term assets (5+ years)
  • $1,151Average Assets, year-to-date
  • $158,379Average Assets, quarterly
  • $68,495Volatile liabilities
  • $143,886Insider loans
  • $180,463FHLB advances
  • $95,729Loans and leases held for sale
  • $465Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,215Total unused commitments
  • $0Restructured Loans and leases
  • $1,225Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $12,942Total interest income
  • $5,668Total interest expense
  • $7,274Net interest income
  • $2,006Provision for loan and lease losses
  • $3,254Total noninterest income
  • $0Fiduciary activities
  • $2,432Service charges on deposit accounts
  • $0Trading account gains & fees
  • $822Additional noninterest income
  • $16,277Total noninterest expense
  • $6,255Salaries and employee benefits
  • $1,912Premises and equipment expense
  • $8,110Additional noninterest expense
  • -$7,755Pre-tax net operating income
  • $0Securities gains (losses)
  • -$2,503Applicable income taxes
  • -$5,252Income before extraordinary items
  • $0Extraordinary gains - net
  • -$5,252Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $778Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 10.90%Yield on earning assets
  • 4.77%Cost of funding earning assets
  • 6.12%Net interest margin
  • 2.74%Noninterest income to earning assets
  • 13.71%Noninterest expense to earning assets
  • -3.65%Net operating income to assets
  • -3.65%Return on assets (ROA)
  • -5.39%Pretax return on assets
  • -35.21%Return on equity (ROE)
  • -35.21%Retained earnings to average equity (YTD only)
  • 0.69%Net charge-offs to loans
  • 257.84%Credit loss provision to net charge-offs
  • -7.39%Efficiency ratio
  • 147,274Assets per employee
  • 1.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 79.30%Noncurrent assets plus other real estate owned to assets
  • 1.51%Noncurrent loans to loans
  • 1.47%Net loans and leases to deposits
  • 104.78%Net loans and leases to core deposits
  • 295.25%Equity capital to assets
  • 8.59%Core capital (leverage) ratio
  • 3.85%Tier 1 risk-based capital ratio
  • 6.84%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $143,886Average earning assets
  • $14,915Average equity
  • $118,761Average loans

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