Bank 21 in Carrollton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank 21 - Overview

  • General
  • FDIC Certificate #: 8560
    Status: Active
    Federal Reserve ID: 634544
    Bank Holding Company (Regulatory Top Holder): Knott Holding Company, Inc. (RSSDID: 1060047, Location: Carrollton, MO)
    Date Established: August 12, 1912
    WWW: http://www.bank21.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 9178
    FDIC's unique #: 5466
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 12, 2010
    Last Structure Change Process Date: August 12, 2010
    Last Data Update: August 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: One West Washington Avenue, Carrollton, MO 64633
    County: Carroll
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $52.7 mil
    Equity capital: $5.2 mil
    Deposits held in domestic offices: $46.2 mil
    Return on assets (ROA): 0.23% ($0.1 mil)
    Quarterly return on assets: -0.74% (-$0.4 mil)
    Return on Equity (ROE): 2.31% ($0.1 mil)
    Quarterly return on equity: -7.32% (-$0.4 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.23% ($121.3 mil)
    Quarterly Pretax return on assets: -0.74% (-$390.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $52,720Total assets
  • $5,513Cash and due from depository institutions
  • $4,699Interest-bearing balances
  • $15,473Securities
  • $1,034Federal funds sold & reverse repurchase agreements
  • $27,419Net loans & leases
  • $592Loan loss allowance
  • $0Trading account assets
  • $2,569Bank premises and fixed assets
  • $0Other real estate owned
  • $8Goodwill and other intangibles
  • $52,720Life insurance assets
  • $704All other assets
  • $47,500Total liabilities and capital
  • $46,178Total liabilities
  • $37,664Total deposits
  • $46,178Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,180Trading liabilities
  • $0Other borrowed funds
  • $142Subordinated debt
  • $5,220All other liabilities
  • $5,220Total equity capital
  • $5,220Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $1,100Surplus
  • $4,070Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $874Income earned, not collected on loans
  • $0Earning assets
  • $288Long-term assets (5+ years)
  • $48,625Average Assets, year-to-date
  • $13,760Average Assets, quarterly
  • $54,260Volatile liabilities
  • $52,692Insider loans
  • $32,865FHLB advances
  • $53,323Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,278Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,811Restructured Loans and leases
  • $239Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,311Total interest income
  • $436Total interest expense
  • $1,875Net interest income
  • $221Provision for loan and lease losses
  • $524Total noninterest income
  • $0Fiduciary activities
  • $277Service charges on deposit accounts
  • $0Trading account gains & fees
  • $247Additional noninterest income
  • $2,014Total noninterest expense
  • $1,206Salaries and employee benefits
  • $330Premises and equipment expense
  • $478Additional noninterest expense
  • $164Pre-tax net operating income
  • -$41Securities gains (losses)
  • $0Applicable income taxes
  • $123Income before extraordinary items
  • $0Extraordinary gains - net
  • $123Net income attributable to bank
  • $0Net charge-offs
  • $123Cash dividends
  • $49Sale, conversion, retirement of capital stock, net
  • $55Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.62%Yield on earning assets
  • 0.87%Cost of funding earning assets
  • 3.75%Net interest margin
  • 1.05%Noninterest income to earning assets
  • 4.03%Noninterest expense to earning assets
  • 0.30%Net operating income to assets
  • 0.23%Return on assets (ROA)
  • 0.23%Pretax return on assets
  • 2.31%Return on equity (ROE)
  • 1.27%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 451.02%Credit loss provision to net charge-offs
  • 7.86%Efficiency ratio
  • 81,576Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.72%Loss allowance to loans
  • 2.11%Loss allowance to noncurrent loans
  • 67.73%Noncurrent assets plus other real estate owned to assets
  • 1.66%Noncurrent loans to loans
  • 3.12%Net loans and leases to deposits
  • 59.38%Net loans and leases to core deposits
  • 61.67%Equity capital to assets
  • 9.90%Core capital (leverage) ratio
  • 9.90%Tier 1 risk-based capital ratio
  • 16.06%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $54,260Average earning assets
  • $5,334Average equity
  • $49,975Average loans

List of branches

  • 5 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05466Bank 21One West Washington Avenue, Carrollton, MO 64633August 12, 1912Full Service Brick and Mortar
    2218727North Mason Branch402 North Mason, Carrollton, MO 64633September 21, 1987Full Service Brick and Mortar
    3275695586 West Arrow Branch586 West Arrow, Marshall, MO 65340January 01, 1913Full Service Brick and Mortar
    4187819Sedalia Branch East1650 East Broadway, Sedalia, MO 65301May 17, 1973Full Service Brick and Mortar
    5450673Bank 213301 Sw Highway Seven, Blue Springs, MO 64014April 10, 2006Full Service Brick and Mortar

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