Bank One in Otis, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 14, 1995

  • Bank One in Otis, Kansas (KS)
  • Show street view No street view available for this location

Bank One - Overview

  • General
  • FDIC Certificate #: 16518
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Bank of the Midwest (#4646)
    Federal Reserve ID: 286354
    Date Established: May 19, 1904
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10673
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 12, 1946
    Last Structure Change Effective Date: July 14, 1995
    Last Structure Change Process Date: September 19, 1995
    Last Data Update: September 19, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Otis, KS 67565
    County: Rush
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $10.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $9Total assets
  • $10,821Cash and due from depository institutions
  • $2,169Interest-bearing balances
  • $1,692Securities
  • $2,344Federal funds sold & reverse repurchase agreements
  • $75Net loans & leases
  • $5,685Loan loss allowance
  • $70Trading account assets
  • $0Bank premises and fixed assets
  • $379Other real estate owned
  • $3Goodwill and other intangibles
  • $166Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $10,821Total liabilities
  • $10,052Total deposits
  • $9,899Interest-bearing deposits
  • $8,276Deposits held in domestic offices
  • 9899.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $153Total equity capital
  • $153Total bank equity capital
  • $769Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $325Undivided profits
  • Memoranda
  • $344Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $40Income earned, not collected on loans
  • $59Earning assets
  • $9,796Long-term assets (5+ years)
  • $1,038Average Assets, year-to-date
  • $10,570Average Assets, quarterly
  • $10,913Volatile liabilities
  • $1,500Insider loans
  • $207FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $128Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $769Total risk weighted assets
  • $6,736Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $724Total interest expense
  • $274Net interest income
  • $450Provision for loan and lease losses
  • -$5Total noninterest income
  • $57Fiduciary activities
  • $0Service charges on deposit accounts
  • $45Trading account gains & fees
  • $0Additional noninterest income
  • $12Total noninterest expense
  • $463Salaries and employee benefits
  • $270Premises and equipment expense
  • $69Additional noninterest expense
  • $124Pre-tax net operating income
  • $49Securities gains (losses)
  • -$13Applicable income taxes
  • $8Income before extraordinary items
  • $28Extraordinary gains - net
  • $0Net income attributable to bank
  • $28Net charge-offs
  • $4Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.43%Cost of funding earning assets
  • 2.81%Net interest margin
  • 4.62%Noninterest income to earning assets
  • 0.59%Noninterest expense to earning assets
  • 4.75%Net operating income to assets
  • 0.36%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 0.34%Return on equity (ROE)
  • 3.74%Retained earnings to average equity (YTD only)
  • 3.74%Net charge-offs to loans
  • 0.07%Credit loss provision to net charge-offs
  • -125.00%Efficiency ratio
  • 91,321Assets per employee
  • 1.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.22%Loss allowance to noncurrent loans
  • 175.00%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.70%Net loans and leases to deposits
  • 57.43%Net loans and leases to core deposits
  • 67.69%Equity capital to assets
  • 7.11%Core capital (leverage) ratio
  • 6.93%Tier 1 risk-based capital ratio
  • 11.42%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $10,570Average earning assets
  • $749Average equity
  • $9,740Average loans

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