Bank One, Bloomington-Normal in Bloomington, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 15, 1997

  • Bank One, Bloomington-Normal in Bloomington, Illinois (IL)
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Bank One, Bloomington-Normal - Overview

  • General
  • FDIC Certificate #: 10851
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Illinois, National Association (#935)
    Federal Reserve ID: 448330
    Date Established: May 02, 1902
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 6941
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 15, 1997
    Last Structure Change Process Date: Febuary 25, 1997
    Last Data Update: Febuary 26, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 2404 East Oakland, Bloomington, IL 61701
    County: Mclean
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Bloomington-Normal, IL (#1040)
    Core Based Statistical Area (CBSA): Bloomington-Normal, IL (#14060)
    CBSA Metro Statistical Area: Bloomington-Normal, IL (#14060)
  • Financial Summary
  • Total assets: $171.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $48Total assets
  • $171,256Cash and due from depository institutions
  • $15,995Interest-bearing balances
  • $0Securities
  • $11,753Federal funds sold & reverse repurchase agreements
  • $14,856Net loans & leases
  • $121,761Loan loss allowance
  • $1,074Trading account assets
  • $0Bank premises and fixed assets
  • $3,922Other real estate owned
  • $0Goodwill and other intangibles
  • $2,969Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $171,256Total liabilities
  • $157,553Total deposits
  • $112,914Interest-bearing deposits
  • $73,248Deposits held in domestic offices
  • 112914.00%% insured (estimated)
  • $79Federal funds purchased & repurchase agreements
  • $37,722Trading liabilities
  • $0Other borrowed funds
  • $5,725Subordinated debt
  • $0All other liabilities
  • $1,192Total equity capital
  • $1,192Total bank equity capital
  • $13,703Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $5,800Undivided profits
  • Memoranda
  • $6,703Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $713Income earned, not collected on loans
  • $1,054Earning assets
  • $148,370Long-term assets (5+ years)
  • $10,684Average Assets, year-to-date
  • $161,121Average Assets, quarterly
  • $169,497Volatile liabilities
  • $48,583Insider loans
  • $3,472FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $24,021Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,682Total risk weighted assets
  • $136,562Total unused commitments
  • $0Restructured Loans and leases
  • $37,590Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,159Total interest expense
  • $4,118Net interest income
  • $7,041Provision for loan and lease losses
  • $503Total noninterest income
  • $1,420Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,174Trading account gains & fees
  • $0Additional noninterest income
  • $246Total noninterest expense
  • $5,744Salaries and employee benefits
  • $1,482Premises and equipment expense
  • $656Additional noninterest expense
  • $3,606Pre-tax net operating income
  • $2,214Securities gains (losses)
  • $34Applicable income taxes
  • $825Income before extraordinary items
  • $1,423Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,423Net charge-offs
  • $358Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.85%Cost of funding earning assets
  • 2.90%Net interest margin
  • 4.95%Noninterest income to earning assets
  • 1.00%Noninterest expense to earning assets
  • 4.04%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 0.88%Pretax return on assets
  • 1.40%Return on equity (ROE)
  • 11.01%Retained earnings to average equity (YTD only)
  • 11.01%Net charge-offs to loans
  • 0.31%Credit loss provision to net charge-offs
  • 140.50%Efficiency ratio
  • 67,888Assets per employee
  • 3.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.87%Loss allowance to noncurrent loans
  • 150.63%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.58%Net loans and leases to deposits
  • 107.84%Net loans and leases to core deposits
  • 113.09%Equity capital to assets
  • 8.00%Core capital (leverage) ratio
  • 8.09%Tier 1 risk-based capital ratio
  • 10.02%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $161,121Average earning assets
  • $12,925Average equity
  • $142,183Average loans

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