Bank One, Chicago, National Association in Evanston, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 15, 1997

  • Bank One, Chicago, National Association in Evanston, Illinois (IL)
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Bank One, Chicago, National Association - Overview

  • General
  • FDIC Certificate #: 3663
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Illinois, National Association (#935)
    Federal Reserve ID: 596633
    Date Established: January 01, 1933
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 24 (Interstate: No)
    FDIC's unique #: 2340
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 15, 1997
    Last Structure Change Process Date: Febuary 25, 1997
    Last Data Update: Febuary 26, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 800 Davis Street, Evanston, IL 60204
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $1,768.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $480Total assets
  • $1,768,510Cash and due from depository institutions
  • $83,827Interest-bearing balances
  • $0Securities
  • $201,270Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $1,415,321Loan loss allowance
  • $16,175Trading account assets
  • $0Bank premises and fixed assets
  • $19,704Other real estate owned
  • $5,368Goodwill and other intangibles
  • $43,020Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $1,768,510Total liabilities
  • $1,603,337Total deposits
  • $1,246,617Interest-bearing deposits
  • $1,005,348Deposits held in domestic offices
  • 1246617.00%% insured (estimated)
  • $80Federal funds purchased & repurchase agreements
  • $292,382Trading liabilities
  • $0Other borrowed funds
  • $36,612Subordinated debt
  • $0All other liabilities
  • $27,726Total equity capital
  • $27,726Total bank equity capital
  • $165,173Perpetual preferred stock
  • $0Common stock
  • $32,429Surplus
  • $33,665Undivided profits
  • Memoranda
  • $99,079Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $27,097Income earned, not collected on loans
  • $8,482Earning assets
  • $1,616,591Long-term assets (5+ years)
  • $245,392Average Assets, year-to-date
  • $1,772,173Average Assets, quarterly
  • $1,769,460Volatile liabilities
  • $394,771Insider loans
  • $26,617FHLB advances
  • $0Loans and leases held for sale
  • $2,073Unused loan commitments
  • $557,341Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $164,319Total risk weighted assets
  • $1,756,552Total unused commitments
  • $0Restructured Loans and leases
  • $618,428Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $138,364Total interest expense
  • $62,060Net interest income
  • $76,304Provision for loan and lease losses
  • -$909Total noninterest income
  • $22,188Fiduciary activities
  • $7,347Service charges on deposit accounts
  • $7,194Trading account gains & fees
  • $0Additional noninterest income
  • $7,647Total noninterest expense
  • $62,568Salaries and employee benefits
  • $23,907Premises and equipment expense
  • $7,943Additional noninterest expense
  • $30,718Pre-tax net operating income
  • $36,833Securities gains (losses)
  • $174Applicable income taxes
  • $13,675Income before extraordinary items
  • $23,332Extraordinary gains - net
  • $0Net income attributable to bank
  • $23,332Net charge-offs
  • $6,605Cash dividends
  • $35,750Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.45%Cost of funding earning assets
  • 3.79%Net interest margin
  • 4.66%Noninterest income to earning assets
  • 1.35%Noninterest expense to earning assets
  • 3.82%Net operating income to assets
  • 1.31%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 2.09%Return on equity (ROE)
  • 14.39%Retained earnings to average equity (YTD only)
  • -7.66%Net charge-offs to loans
  • 0.46%Credit loss provision to net charge-offs
  • -13.76%Efficiency ratio
  • 63,526Assets per employee
  • 3.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 153.22%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 59.69%Noncurrent assets plus other real estate owned to assets
  • 1.84%Noncurrent loans to loans
  • 1.89%Net loans and leases to deposits
  • 113.53%Net loans and leases to core deposits
  • 119.92%Equity capital to assets
  • 9.34%Core capital (leverage) ratio
  • 9.34%Tier 1 risk-based capital ratio
  • 9.35%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $1,772,173Average earning assets
  • $162,144Average equity
  • $1,638,105Average loans

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