Bank One, Utah, National Association in Salt Lake City, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 09, 2001

  • Bank One, Utah, National Association in Salt Lake City, Utah (UT)
  • Show street view No street view available for this location

Bank One, Utah, National Association - Overview

  • General
  • FDIC Certificate #: 16703
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#3618)
    Federal Reserve ID: 294872
    Date Established: June 01, 1948
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 25 (Interstate: No)
    FDIC's unique #: 10826
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 01, 1948
    Last Structure Change Effective Date: November 09, 2001
    Last Structure Change Process Date: December 12, 2001
    Last Data Update: December 12, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 50 West Broadway, Suite 200, Salt Lake City, UT 84101
    County: Salt Lake
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
    Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
    Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620)
    CBSA Metro Statistical Area: Salt Lake City, UT (#41620)
  • Financial Summary
  • Total assets: $1,266.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 296Total employees (full-time equivalent)
  • $1,150,419Total assets
  • $89,418Cash and due from depository institutions
  • $0Interest-bearing balances
  • $76,450Securities
  • $255,000Federal funds sold & reverse repurchase agreements
  • $692,869Net loans & leases
  • $6,837Loan loss allowance
  • $89Trading account assets
  • $14,095Bank premises and fixed assets
  • $184Other real estate owned
  • $1,110Goodwill and other intangibles
  • $0Life insurance assets
  • $21,204All other assets
  • $1,150,419Total liabilities and capital
  • $1,058,913Total liabilities
  • $1,004,770Total deposits
  • $749,980Interest-bearing deposits
  • $1,004,770Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $13,771Federal funds purchased & repurchase agreements
  • $4,383Trading liabilities
  • $1,780Other borrowed funds
  • $20,000Subordinated debt
  • $14,209All other liabilities
  • $91,506Total equity capital
  • $91,506Total bank equity capital
  • $91,506Perpetual preferred stock
  • $0Common stock
  • $28,282Surplus
  • $88,636Undivided profits
  • Memoranda
  • $-25,412Noncurrent loans and leases
  • $278,481Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $15,032Earning assets
  • $30Long-term assets (5+ years)
  • $5,897Average Assets, year-to-date
  • $1,024,319Average Assets, quarterly
  • $77,885Volatile liabilities
  • $1,148,718Insider loans
  • $1,157,028FHLB advances
  • $111,594Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $265,242Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $278,481Total unused commitments
  • $0Restructured Loans and leases
  • $26,837Derivatives
  • $486Total assets and liabilities in foreign offices

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $87,518Total interest income
  • $34,656Total interest expense
  • $52,862Net interest income
  • $6,967Provision for loan and lease losses
  • $48,340Total noninterest income
  • $164Fiduciary activities
  • $8,908Service charges on deposit accounts
  • -$272Trading account gains & fees
  • $39,540Additional noninterest income
  • $75,997Total noninterest expense
  • $12,559Salaries and employee benefits
  • $21,934Premises and equipment expense
  • $41,504Additional noninterest expense
  • $18,238Pre-tax net operating income
  • -$707Securities gains (losses)
  • $6,123Applicable income taxes
  • $11,408Income before extraordinary items
  • $0Extraordinary gains - net
  • $11,408Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7,470Sale, conversion, retirement of capital stock, net
  • $10,000Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.83%Yield on earning assets
  • 3.50%Cost of funding earning assets
  • 5.34%Net interest margin
  • 4.88%Noninterest income to earning assets
  • 7.67%Noninterest expense to earning assets
  • 1.03%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 11.46%Return on equity (ROE)
  • 1.41%Retained earnings to average equity (YTD only)
  • 1.01%Net charge-offs to loans
  • 93.27%Credit loss provision to net charge-offs
  • 3.37%Efficiency ratio
  • 74,952Assets per employee
  • 3.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 87.66%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 45.48%Noncurrent assets plus other real estate owned to assets
  • 1.32%Noncurrent loans to loans
  • 2.15%Net loans and leases to deposits
  • 68.96%Net loans and leases to core deposits
  • 76.28%Equity capital to assets
  • 7.95%Core capital (leverage) ratio
  • 8.00%Tier 1 risk-based capital ratio
  • 11.04%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $1,148,718Average earning assets
  • $99,523Average equity
  • $990,725Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank One, Utah, National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents