Bank of Chenoa in Chenoa, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 31, 2001

  • Bank of Chenoa in Chenoa, Illinois (IL)
  • Show street view No street view available for this location

Bank of Chenoa - Overview

  • General
  • FDIC Certificate #: 16922
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Heartland Bank and Trust Company (#20369)
    Federal Reserve ID: 256432
    Date Established: August 01, 1950
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11006
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 01, 1950
    Last Structure Change Effective Date: May 31, 2001
    Last Structure Change Process Date: June 22, 2001
    Last Data Update: June 22, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Route 24 East At Fourth Street, Chenoa, IL 61726
    County: Mclean
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Bloomington-Normal, IL (#1040)
    Core Based Statistical Area (CBSA): Bloomington-Normal, IL (#14060)
    CBSA Metro Statistical Area: Bloomington-Normal, IL (#14060)
  • Financial Summary
  • Total assets: $34.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $35,271Total assets
  • $1,169Cash and due from depository institutions
  • $0Interest-bearing balances
  • $12,767Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $20,108Net loans & leases
  • $256Loan loss allowance
  • $0Trading account assets
  • $622Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $605All other assets
  • $35,271Total liabilities and capital
  • $31,514Total liabilities
  • $30,925Total deposits
  • $27,330Interest-bearing deposits
  • $30,925Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $191Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $90Other borrowed funds
  • $0Subordinated debt
  • $308All other liabilities
  • $3,757Total equity capital
  • $3,757Total bank equity capital
  • $3,757Perpetual preferred stock
  • $0Common stock
  • $700Surplus
  • $1,400Undivided profits
  • Memoranda
  • $1,657Noncurrent loans and leases
  • $1,382Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $6Earning assets
  • $0Long-term assets (5+ years)
  • $382Average Assets, year-to-date
  • $32,875Average Assets, quarterly
  • $4,421Volatile liabilities
  • $34,322Insider loans
  • $35,019FHLB advances
  • $2,056Loans and leases held for sale
  • $21Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,382Total unused commitments
  • $0Restructured Loans and leases
  • $256Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $2,495Total interest income
  • $1,246Total interest expense
  • $1,249Net interest income
  • $24Provision for loan and lease losses
  • $276Total noninterest income
  • $0Fiduciary activities
  • $170Service charges on deposit accounts
  • $0Trading account gains & fees
  • $106Additional noninterest income
  • $1,001Total noninterest expense
  • $530Salaries and employee benefits
  • $69Premises and equipment expense
  • $402Additional noninterest expense
  • $500Pre-tax net operating income
  • $0Securities gains (losses)
  • $150Applicable income taxes
  • $350Income before extraordinary items
  • $0Extraordinary gains - net
  • $350Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $62Sale, conversion, retirement of capital stock, net
  • $15Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.78%Yield on earning assets
  • 3.89%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 3.12%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 9.91%Return on equity (ROE)
  • 9.49%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 38.71%Credit loss provision to net charge-offs
  • 8.45%Efficiency ratio
  • 65,639Assets per employee
  • 2.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 4.29%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 4266.67%Noncurrent assets plus other real estate owned to assets
  • 0.02%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 65.02%Net loans and leases to core deposits
  • 68.98%Equity capital to assets
  • 10.65%Core capital (leverage) ratio
  • 10.31%Tier 1 risk-based capital ratio
  • 16.61%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $34,322Average earning assets
  • $3,530Average equity
  • $32,065Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Chenoa.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents