Bank of Chesterfield in Chesterfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 1994

  • Bank of Chesterfield in Chesterfield, Missouri (MO)
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Bank of Chesterfield - Overview

  • General
  • FDIC Certificate #: 27304
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Magna Bank, National Association (#20606)
    Federal Reserve ID: 1188080
    Date Established: July 18, 1988
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 10150
    FDIC's unique #: 39452
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 18, 1988
    Last Structure Change Effective Date: June 30, 1994
    Last Structure Change Process Date: July 26, 1994
    Last Data Update: July 26, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Chesterfield Industrial Boulevard, Chesterfield, MO 63005
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $71.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $24Total assets
  • $74,944Cash and due from depository institutions
  • $2,073Interest-bearing balances
  • $8Securities
  • $14,208Federal funds sold & reverse repurchase agreements
  • $4,150Net loans & leases
  • $52,412Loan loss allowance
  • $801Trading account assets
  • $0Bank premises and fixed assets
  • $1,093Other real estate owned
  • $0Goodwill and other intangibles
  • $1,008Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $74,944Total liabilities
  • $68,438Total deposits
  • $66,383Interest-bearing deposits
  • $58,505Deposits held in domestic offices
  • 66383.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $1,494Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $561Total equity capital
  • $561Total bank equity capital
  • $6,506Perpetual preferred stock
  • $0Common stock
  • $2,100Surplus
  • $2,100Undivided profits
  • Memoranda
  • $2,306Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $140Income earned, not collected on loans
  • $221Earning assets
  • $70,778Long-term assets (5+ years)
  • $819Average Assets, year-to-date
  • $71,002Average Assets, quarterly
  • $73,641Volatile liabilities
  • $4,798Insider loans
  • $3,718FHLB advances
  • $0Loans and leases held for sale
  • $2,705Unused loan commitments
  • $9,316Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,506Total risk weighted assets
  • $54,768Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,843Total interest expense
  • $2,189Net interest income
  • $2,654Provision for loan and lease losses
  • $0Total noninterest income
  • $1,041Fiduciary activities
  • $0Service charges on deposit accounts
  • $84Trading account gains & fees
  • $0Additional noninterest income
  • $957Total noninterest expense
  • $2,143Salaries and employee benefits
  • $1,008Premises and equipment expense
  • $212Additional noninterest expense
  • $923Pre-tax net operating income
  • $1,552Securities gains (losses)
  • $0Applicable income taxes
  • $530Income before extraordinary items
  • $1,023Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,023Net charge-offs
  • $22Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.22%Cost of funding earning assets
  • 3.26%Net interest margin
  • 3.95%Noninterest income to earning assets
  • 1.55%Noninterest expense to earning assets
  • 3.19%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 1.44%Pretax return on assets
  • 2.19%Return on equity (ROE)
  • 17.43%Retained earnings to average equity (YTD only)
  • 17.43%Net charge-offs to loans
  • 0.04%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 57,483Assets per employee
  • 3.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 572.14%Noncurrent assets plus other real estate owned to assets
  • 0.19%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 78.95%Net loans and leases to core deposits
  • 83.09%Equity capital to assets
  • 8.68%Core capital (leverage) ratio
  • 8.67%Tier 1 risk-based capital ratio
  • 11.88%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $71,002Average earning assets
  • $5,868Average equity
  • $67,121Average loans

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