Bank of Chesterfield in city_name, state_name - Detailed Financial Reports, Location

Bank of Chesterfield in Chesterfield, Missouri (MO)
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Bank of Chesterfield - Overview

General
FDIC Certificate #: 27304
Status: Inactive
Closing history: Absorption - Without Assistance
Acquiring institution: Magna Bank, National Association (#20606)
Federal Reserve ID: 1188080
Date Established: July 18, 1988
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 10150
FDIC's unique #: 39452
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 18, 1988
Last Structure Change Effective Date: June 30, 1994
Last Structure Change Process Date: July 26, 1994
Last Data Update: July 26, 1994
Data Source Date: April 05, 2012
Location
Address: 100 Chesterfield Industrial Boulevard, Chesterfield, MO 63005
County: St. Louis
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $71.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$24Total assets
$74,944Cash and due from depository institutions
$2,073Interest-bearing balances
$8Securities
$14,208Federal funds sold & reverse repurchase agreements
$4,150Net loans & leases
$52,412Loan loss allowance
$801Trading account assets
$0Bank premises and fixed assets
$1,093Other real estate owned
$0Goodwill and other intangibles
$1,008Life insurance assets
$0All other assets
$0Total liabilities and capital
$74,944Total liabilities
$68,438Total deposits
$66,383Interest-bearing deposits
$58,505Deposits held in domestic offices
66383.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$1,494Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$561Total equity capital
$561Total bank equity capital
$6,506Perpetual preferred stock
$0Common stock
$2,100Surplus
$2,100Undivided profits
Memoranda
$2,306Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$140Income earned, not collected on loans
$221Earning assets
$70,778Long-term assets (5+ years)
$819Average Assets, year-to-date
$71,002Average Assets, quarterly
$73,641Volatile liabilities
$4,798Insider loans
$3,718FHLB advances
$0Loans and leases held for sale
$2,705Unused loan commitments
$9,316Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$6,506Total risk weighted assets
$54,768Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$4,843Total interest expense
$2,189Net interest income
$2,654Provision for loan and lease losses
$0Total noninterest income
$1,041Fiduciary activities
$0Service charges on deposit accounts
$84Trading account gains & fees
$0Additional noninterest income
$957Total noninterest expense
$2,143Salaries and employee benefits
$1,008Premises and equipment expense
$212Additional noninterest expense
$923Pre-tax net operating income
$1,552Securities gains (losses)
$0Applicable income taxes
$530Income before extraordinary items
$1,023Extraordinary gains - net
$0Net income attributable to bank
$1,023Net charge-offs
$22Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.22%Cost of funding earning assets
3.26%Net interest margin
3.95%Noninterest income to earning assets
1.55%Noninterest expense to earning assets
3.19%Net operating income to assets
1.44%Return on assets (ROA)
1.44%Pretax return on assets
2.19%Return on equity (ROE)
17.43%Retained earnings to average equity (YTD only)
17.43%Net charge-offs to loans
0.04%Credit loss provision to net charge-offs
0.00%Efficiency ratio
57,483Assets per employee
3.12%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
572.14%Noncurrent assets plus other real estate owned to assets
0.19%Noncurrent loans to loans
0.26%Net loans and leases to deposits
78.95%Net loans and leases to core deposits
83.09%Equity capital to assets
8.68%Core capital (leverage) ratio
8.67%Tier 1 risk-based capital ratio
11.88%Total risk-based capital ratio
Memoranda
$13Average assets
$71,002Average earning assets
$5,868Average equity
$67,121Average loans

Bank of Chesterfield in Chesterfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Chesterfield - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

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Bank of Chesterfield in Chesterfield, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Chesterfield - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Bank of Chesterfield in Chesterfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches