Bank of Craig in Craig, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 05, 1999

Bank of Craig in Craig, Missouri (MO)
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Bank of Craig - Overview

General
FDIC Certificate #: 1153
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Premier Bank (#22924)
Federal Reserve ID: 888356
Date Established: November 09, 1929
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 790
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 05, 1999
Last Structure Change Process Date: July 22, 1999
Last Data Update: July 22, 1999
Data Source Date: April 05, 2012
Location
Address: 6 East Front Street, Craig, MO 64437
County: Holt
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $8.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

Dollar figures in thousands
5Total employees (full-time equivalent)
$8,441Total assets
$559Cash and due from depository institutions
$0Interest-bearing balances
$1,228Securities
$498Federal funds sold & reverse repurchase agreements
$5,904Net loans & leases
$247Loan loss allowance
$0Trading account assets
$46Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$206All other assets
$8,441Total liabilities and capital
$7,778Total liabilities
$7,496Total deposits
$6,635Interest-bearing deposits
$7,496Deposits held in domestic offices
0.00%% insured (estimated)
$200Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$82All other liabilities
$663Total equity capital
$663Total bank equity capital
$663Perpetual preferred stock
$0Common stock
$50Surplus
$400Undivided profits
Memoranda
$213Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$570Earning assets
$0Long-term assets (5+ years)
$161Average Assets, year-to-date
$7,630Average Assets, quarterly
$421Volatile liabilities
$8,588Insider loans
$8,409FHLB advances
$600Loans and leases held for sale
$130Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$272Total unused commitments
$0Restructured Loans and leases
$6,096Derivatives

Income and Expense (December 31, 1998)

Dollar figures in thousands
$712Total interest income
$310Total interest expense
$402Net interest income
$95Provision for loan and lease losses
$161Total noninterest income
$0Fiduciary activities
$50Service charges on deposit accounts
$0Trading account gains & fees
$111Additional noninterest income
$440Total noninterest expense
$196Salaries and employee benefits
$46Premises and equipment expense
$198Additional noninterest expense
$28Pre-tax net operating income
$2Securities gains (losses)
$0Applicable income taxes
$30Income before extraordinary items
$0Extraordinary gains - net
$30Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$46Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1998)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.07%Yield on earning assets
3.95%Cost of funding earning assets
5.12%Net interest margin
2.05%Noninterest income to earning assets
5.61%Noninterest expense to earning assets
0.33%Net operating income to assets
0.35%Return on assets (ROA)
0.35%Pretax return on assets
4.65%Return on equity (ROE)
4.65%Retained earnings to average equity (YTD only)
0.76%Net charge-offs to loans
206.52%Credit loss provision to net charge-offs
2.67%Efficiency ratio
78,153Assets per employee
1.69%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.02%Loss allowance to noncurrent loans
43.33%Noncurrent assets plus other real estate owned to assets
6.75%Noncurrent loans to loans
9.27%Net loans and leases to deposits
78.76%Net loans and leases to core deposits
83.20%Equity capital to assets
7.85%Core capital (leverage) ratio
7.91%Tier 1 risk-based capital ratio
10.94%Total risk-based capital ratio
Memoranda
$12Average assets
$8,588Average earning assets
$646Average equity
$7,848Average loans

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