Bank of Crittenden in Crittenden, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 11, 1998

  • Bank of Crittenden in Crittenden, Kentucky (KY)
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Bank of Crittenden - Overview

  • General
  • FDIC Certificate #: 8776
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community First Bank of Kentucky (#10522)
    Federal Reserve ID: 139012
    Date Established: May 15, 1893
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 10110
    FDIC's unique #: 5589
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 11, 1998
    Last Structure Change Process Date: Febuary 12, 1999
    Last Data Update: Febuary 12, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: U.S. Highway 25, Crittenden, KY 41030
    County: Grant
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Lexington
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $26.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $25,289Total assets
  • $914Cash and due from depository institutions
  • $55Interest-bearing balances
  • $3,750Securities
  • $638Federal funds sold & reverse repurchase agreements
  • $19,274Net loans & leases
  • $275Loan loss allowance
  • $0Trading account assets
  • $440Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $273All other assets
  • $25,289Total liabilities and capital
  • $22,761Total liabilities
  • $21,441Total deposits
  • $18,141Interest-bearing deposits
  • $21,441Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,078Other borrowed funds
  • $0Subordinated debt
  • $242All other liabilities
  • $2,528Total equity capital
  • $2,528Total bank equity capital
  • $2,528Perpetual preferred stock
  • $0Common stock
  • $25Surplus
  • $1,000Undivided profits
  • Memoranda
  • $1,503Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $100Earning assets
  • $0Long-term assets (5+ years)
  • $178Average Assets, year-to-date
  • $23,717Average Assets, quarterly
  • $4,378Volatile liabilities
  • $25,578Insider loans
  • $25,489FHLB advances
  • $1,917Loans and leases held for sale
  • $485Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,487Total unused commitments
  • $0Restructured Loans and leases
  • $16,078Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,247Total interest income
  • $965Total interest expense
  • $1,282Net interest income
  • $15Provision for loan and lease losses
  • $182Total noninterest income
  • $0Fiduciary activities
  • $108Service charges on deposit accounts
  • $0Trading account gains & fees
  • $74Additional noninterest income
  • $952Total noninterest expense
  • $537Salaries and employee benefits
  • $108Premises and equipment expense
  • $307Additional noninterest expense
  • $497Pre-tax net operating income
  • $0Securities gains (losses)
  • $173Applicable income taxes
  • $324Income before extraordinary items
  • $0Extraordinary gains - net
  • $324Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$35Sale, conversion, retirement of capital stock, net
  • $250Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.36%Yield on earning assets
  • 4.02%Cost of funding earning assets
  • 5.34%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 3.97%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.94%Pretax return on assets
  • 12.68%Return on equity (ROE)
  • 2.89%Retained earnings to average equity (YTD only)
  • -0.18%Net charge-offs to loans
  • -42.86%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,027Assets per employee
  • 1.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.16%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 275.00%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.51%Net loans and leases to deposits
  • 89.89%Net loans and leases to core deposits
  • 98.71%Equity capital to assets
  • 10.00%Core capital (leverage) ratio
  • 9.91%Tier 1 risk-based capital ratio
  • 15.57%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $25,578Average earning assets
  • $2,556Average equity
  • $23,995Average loans

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