Bank of Crittenden in Crittenden, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 11, 1998

  • Bank of Crittenden in Crittenden, Kentucky (KY)
  • Show street view No street view available for this location

Bank of Crittenden - Overview

  • General
  • FDIC Certificate #: 8776
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community First Bank of Kentucky (#10522)
    Federal Reserve ID: 139012
    Date Established: May 15, 1893
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 10110
    FDIC's unique #: 5589
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 11, 1998
    Last Structure Change Process Date: Febuary 12, 1999
    Last Data Update: Febuary 12, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: U.S. Highway 25, Crittenden, KY 41030
    County: Grant
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Lexington
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $26.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $25,289Total assets
  • $914Cash and due from depository institutions
  • $55Interest-bearing balances
  • $3,750Securities
  • $638Federal funds sold & reverse repurchase agreements
  • $19,274Net loans & leases
  • $275Loan loss allowance
  • $0Trading account assets
  • $440Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $273All other assets
  • $25,289Total liabilities and capital
  • $22,761Total liabilities
  • $21,441Total deposits
  • $18,141Interest-bearing deposits
  • $21,441Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,078Other borrowed funds
  • $0Subordinated debt
  • $242All other liabilities
  • $2,528Total equity capital
  • $2,528Total bank equity capital
  • $2,528Perpetual preferred stock
  • $0Common stock
  • $25Surplus
  • $1,000Undivided profits
  • Memoranda
  • $1,503Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $100Earning assets
  • $0Long-term assets (5+ years)
  • $178Average Assets, year-to-date
  • $23,717Average Assets, quarterly
  • $4,378Volatile liabilities
  • $25,578Insider loans
  • $25,489FHLB advances
  • $1,917Loans and leases held for sale
  • $485Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,487Total unused commitments
  • $0Restructured Loans and leases
  • $16,078Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,247Total interest income
  • $965Total interest expense
  • $1,282Net interest income
  • $15Provision for loan and lease losses
  • $182Total noninterest income
  • $0Fiduciary activities
  • $108Service charges on deposit accounts
  • $0Trading account gains & fees
  • $74Additional noninterest income
  • $952Total noninterest expense
  • $537Salaries and employee benefits
  • $108Premises and equipment expense
  • $307Additional noninterest expense
  • $497Pre-tax net operating income
  • $0Securities gains (losses)
  • $173Applicable income taxes
  • $324Income before extraordinary items
  • $0Extraordinary gains - net
  • $324Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$35Sale, conversion, retirement of capital stock, net
  • $250Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.36%Yield on earning assets
  • 4.02%Cost of funding earning assets
  • 5.34%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 3.97%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.94%Pretax return on assets
  • 12.68%Return on equity (ROE)
  • 2.89%Retained earnings to average equity (YTD only)
  • -0.18%Net charge-offs to loans
  • -42.86%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,027Assets per employee
  • 1.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.16%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 275.00%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.51%Net loans and leases to deposits
  • 89.89%Net loans and leases to core deposits
  • 98.71%Equity capital to assets
  • 10.00%Core capital (leverage) ratio
  • 9.91%Tier 1 risk-based capital ratio
  • 15.57%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $25,578Average earning assets
  • $2,556Average equity
  • $23,995Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Crittenden.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents