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- Banks in Kentucky (KY)
- Bank of Crittenden
Bank of Crittenden in Crittenden, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of December 11, 1998
- Bank of Crittenden in Crittenden, Kentucky (KY)
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Bank of Crittenden - Overview
- General
- FDIC Certificate #: 8776
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community First Bank of Kentucky (#10522)
Federal Reserve ID: 139012
Date Established: May 15, 1893
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
OTS Docket #: 10110
FDIC's unique #: 5589
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 11, 1998
Last Structure Change Process Date: Febuary 12, 1999
Last Data Update: Febuary 12, 1999
Data Source Date: April 05, 2012 - Location
- Address: U.S. Highway 25, Crittenden, KY 41030
County: Grant
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Lexington
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140) - Financial Summary
- Total assets: $26.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
- Dollar figures in thousands
- 13Total employees (full-time equivalent)
- $25,289Total assets
- $914Cash and due from depository institutions
- $55Interest-bearing balances
- $3,750Securities
- $638Federal funds sold & reverse repurchase agreements
- $19,274Net loans & leases
- $275Loan loss allowance
- $0Trading account assets
- $440Bank premises and fixed assets
- $0Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $273All other assets
- $25,289Total liabilities and capital
- $22,761Total liabilities
- $21,441Total deposits
- $18,141Interest-bearing deposits
- $21,441Deposits held in domestic offices
- 0.00%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $1,078Other borrowed funds
- $0Subordinated debt
- $242All other liabilities
- $2,528Total equity capital
- $2,528Total bank equity capital
- $2,528Perpetual preferred stock
- $0Common stock
- $25Surplus
- $1,000Undivided profits
- Memoranda
- $1,503Noncurrent loans and leases
- $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $100Earning assets
- $0Long-term assets (5+ years)
- $178Average Assets, year-to-date
- $23,717Average Assets, quarterly
- $4,378Volatile liabilities
- $25,578Insider loans
- $25,489FHLB advances
- $1,917Loans and leases held for sale
- $485Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $1,487Total unused commitments
- $0Restructured Loans and leases
- $16,078Derivatives
Income and Expense (December 31, 1997)
- Dollar figures in thousands
- $2,247Total interest income
- $965Total interest expense
- $1,282Net interest income
- $15Provision for loan and lease losses
- $182Total noninterest income
- $0Fiduciary activities
- $108Service charges on deposit accounts
- $0Trading account gains & fees
- $74Additional noninterest income
- $952Total noninterest expense
- $537Salaries and employee benefits
- $108Premises and equipment expense
- $307Additional noninterest expense
- $497Pre-tax net operating income
- $0Securities gains (losses)
- $173Applicable income taxes
- $324Income before extraordinary items
- $0Extraordinary gains - net
- $324Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- -$35Sale, conversion, retirement of capital stock, net
- $250Net operating income
Performance and Condition Ratios (December 31, 1997)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 9.36%Yield on earning assets
- 4.02%Cost of funding earning assets
- 5.34%Net interest margin
- 0.76%Noninterest income to earning assets
- 3.97%Noninterest expense to earning assets
- 1.27%Net operating income to assets
- 1.27%Return on assets (ROA)
- 1.94%Pretax return on assets
- 12.68%Return on equity (ROE)
- 2.89%Retained earnings to average equity (YTD only)
- -0.18%Net charge-offs to loans
- -42.86%Credit loss provision to net charge-offs
- 0.00%Efficiency ratio
- 65,027Assets per employee
- 1.95%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 77.16%Loss allowance to loans
- 1.41%Loss allowance to noncurrent loans
- 275.00%Noncurrent assets plus other real estate owned to assets
- 0.40%Noncurrent loans to loans
- 0.51%Net loans and leases to deposits
- 89.89%Net loans and leases to core deposits
- 98.71%Equity capital to assets
- 10.00%Core capital (leverage) ratio
- 9.91%Tier 1 risk-based capital ratio
- 15.57%Total risk-based capital ratio
- Memoranda
- $17Average assets
- $25,578Average earning assets
- $2,556Average equity
- $23,995Average loans
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- Banks in Kentucky (KY)
- Bank of Crittenden
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