Bank of Freeburg in Freeburg, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 28, 2006

  • Bank of Freeburg in Freeburg, Missouri (MO)
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Bank of Freeburg - Overview

  • General
  • FDIC Certificate #: 12461
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Heartland Bank (#1361)
    Federal Reserve ID: 1016754
    Date Established: May 05, 1905
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7933
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 28, 2006
    Last Structure Change Process Date: Febuary 12, 2007
    Last Data Update: Febuary 12, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: Old Vienna Road And Highway 63 South, Freeburg, MO 65035
    County: Osage
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • Financial Summary
  • Total assets: $36.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $37,445Total assets
  • $966Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,385Securities
  • $1,918Federal funds sold & reverse repurchase agreements
  • $18,807Net loans & leases
  • $172Loan loss allowance
  • $0Trading account assets
  • $186Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $183All other assets
  • $37,445Total liabilities and capital
  • $32,447Total liabilities
  • $32,308Total deposits
  • $24,413Interest-bearing deposits
  • $32,308Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $139All other liabilities
  • $4,998Total equity capital
  • $4,998Total bank equity capital
  • $4,998Perpetual preferred stock
  • $0Common stock
  • $120Surplus
  • $140Undivided profits
  • Memoranda
  • $4,738Noncurrent loans and leases
  • $713Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $30Earning assets
  • $0Long-term assets (5+ years)
  • $183Average Assets, year-to-date
  • $36,110Average Assets, quarterly
  • $143Volatile liabilities
  • $37,520Insider loans
  • $37,534FHLB advances
  • $2,606Loans and leases held for sale
  • $120Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $713Total unused commitments
  • $0Restructured Loans and leases
  • $172Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $1,747Total interest income
  • $565Total interest expense
  • $1,182Net interest income
  • $0Provision for loan and lease losses
  • $57Total noninterest income
  • $0Fiduciary activities
  • $19Service charges on deposit accounts
  • $0Trading account gains & fees
  • $38Additional noninterest income
  • $648Total noninterest expense
  • $348Salaries and employee benefits
  • $99Premises and equipment expense
  • $201Additional noninterest expense
  • $591Pre-tax net operating income
  • $0Securities gains (losses)
  • $200Applicable income taxes
  • $391Income before extraordinary items
  • $0Extraordinary gains - net
  • $391Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $150Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.84%Yield on earning assets
  • 1.57%Cost of funding earning assets
  • 3.28%Net interest margin
  • 0.16%Noninterest income to earning assets
  • 1.80%Noninterest expense to earning assets
  • 1.04%Net operating income to assets
  • 1.04%Return on assets (ROA)
  • 1.58%Pretax return on assets
  • 7.95%Return on equity (ROE)
  • 4.90%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,300Assets per employee
  • 4.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.36%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 573.33%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 58.21%Net loans and leases to core deposits
  • 63.32%Equity capital to assets
  • 13.35%Core capital (leverage) ratio
  • 13.24%Tier 1 risk-based capital ratio
  • 28.78%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $37,520Average earning assets
  • $4,920Average equity
  • $36,077Average loans

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