Bank of Hazlehurst in Hazlehurst, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Hazlehurst - Overview

  • General
  • FDIC Certificate #: 149
    Status: Active
    Federal Reserve ID: 628039
    Bank Holding Company (Regulatory Top Holder): Hazlehurst Investors, Inc. (RSSDID: 3140961, Location: Hazlehurst, GA)
    Date Established: January 01, 1906
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 116
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 22 South Tallahassee Street, Hazlehurst, GA 31539
    County: Jeff Davis
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Albany Ga
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $98.2 mil
    Equity capital: $12.1 mil
    Deposits held in domestic offices: $85.8 mil
    Return on assets (ROA): -0.43% (-$0.4 mil)
    Quarterly return on assets: 0.94% ($0.9 mil)
    Return on Equity (ROE): -3.52% (-$0.4 mil)
    Quarterly return on equity: 7.49% ($0.9 mil)
    Net income: -$0.4 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: -0.43% (-$422.1 mil)
    Quarterly Pretax return on assets: 0.94% ($922.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $98,172Total assets
  • $15,378Cash and due from depository institutions
  • $13,991Interest-bearing balances
  • $15,267Securities
  • $7,400Federal funds sold & reverse repurchase agreements
  • $51,951Net loans & leases
  • $2,335Loan loss allowance
  • $0Trading account assets
  • $1,159Bank premises and fixed assets
  • $1,907Other real estate owned
  • $3,981Goodwill and other intangibles
  • $98,172Life insurance assets
  • $1,129All other assets
  • $86,050Total liabilities and capital
  • $85,849Total liabilities
  • $59,014Total deposits
  • $85,849Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $201Subordinated debt
  • $12,122All other liabilities
  • $12,122Total equity capital
  • $12,122Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $12,853Surplus
  • $-831Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,197Income earned, not collected on loans
  • $0Earning assets
  • $615Long-term assets (5+ years)
  • $88,609Average Assets, year-to-date
  • $14,373Average Assets, quarterly
  • $94,817Volatile liabilities
  • $96,568Insider loans
  • $55,522FHLB advances
  • $89,551Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,069Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,407Restructured Loans and leases
  • $1,803Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,533Total interest income
  • $640Total interest expense
  • $2,893Net interest income
  • $1,182Provision for loan and lease losses
  • $688Total noninterest income
  • $0Fiduciary activities
  • $743Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$55Additional noninterest income
  • $2,862Total noninterest expense
  • $1,355Salaries and employee benefits
  • $272Premises and equipment expense
  • $1,235Additional noninterest expense
  • -$463Pre-tax net operating income
  • $53Securities gains (losses)
  • $0Applicable income taxes
  • -$410Income before extraordinary items
  • $0Extraordinary gains - net
  • -$410Net income attributable to bank
  • $0Net charge-offs
  • -$410Cash dividends
  • $793Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.15%Yield on earning assets
  • 0.75%Cost of funding earning assets
  • 3.40%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 3.36%Noninterest expense to earning assets
  • -0.49%Net operating income to assets
  • -0.43%Return on assets (ROA)
  • -0.43%Pretax return on assets
  • -3.52%Return on equity (ROE)
  • -3.52%Retained earnings to average equity (YTD only)
  • 1.44%Net charge-offs to loans
  • 149.05%Credit loss provision to net charge-offs
  • 0.91%Efficiency ratio
  • 72,913Assets per employee
  • 3.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.30%Loss allowance to noncurrent loans
  • 195.07%Noncurrent assets plus other real estate owned to assets
  • 3.16%Noncurrent loans to loans
  • 2.20%Net loans and leases to deposits
  • 60.51%Net loans and leases to core deposits
  • 66.08%Equity capital to assets
  • 12.35%Core capital (leverage) ratio
  • 9.01%Tier 1 risk-based capital ratio
  • 14.53%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $94,817Average earning assets
  • $11,654Average equity
  • $85,091Average loans

List of branches

  • 2 Georgia Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0116Bank Of Hazlehurst22 South Tallahassee Street, Hazlehurst, GA 31539January 01, 1906Full Service Brick and Mortar
    1181237Tallahassee Street Branch162 South Tallahassee Street, Hazlehurst, GA 31539January 23, 1989Full Service Brick and Mortar

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