Bank of Healdton in Healdton, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 28, 1994

  • Bank of Healdton in Healdton, Oklahoma (OK)
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Bank of Healdton - Overview

  • General
  • FDIC Certificate #: 434
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: First Bank & Trust Co. (#27394)
    Federal Reserve ID: 6552
    Date Established: January 01, 1917
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 335
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 28, 1994
    Last Structure Change Process Date: Febuary 24, 1994
    Last Data Update: Febuary 24, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 313 West Main Street, Healdton, OK 73438
    County: Carter
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Ardmore, OK (#11620)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $24.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $15Total assets
  • $24,286Cash and due from depository institutions
  • $1,522Interest-bearing balances
  • $0Securities
  • $15,022Federal funds sold & reverse repurchase agreements
  • $1,055Net loans & leases
  • $6,220Loan loss allowance
  • $135Trading account assets
  • $0Bank premises and fixed assets
  • $200Other real estate owned
  • $55Goodwill and other intangibles
  • $212Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $24,286Total liabilities
  • $23,087Total deposits
  • $22,960Interest-bearing deposits
  • $19,525Deposits held in domestic offices
  • 22960.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $127Total equity capital
  • $127Total bank equity capital
  • $1,199Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,000Undivided profits
  • Memoranda
  • $-301Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $89Income earned, not collected on loans
  • $50Earning assets
  • $22,297Long-term assets (5+ years)
  • $2,186Average Assets, year-to-date
  • $24,263Average Assets, quarterly
  • $24,403Volatile liabilities
  • $400Insider loans
  • $150FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $47Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,199Total risk weighted assets
  • $8,352Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,531Total interest expense
  • $617Net interest income
  • $914Provision for loan and lease losses
  • $0Total noninterest income
  • $170Fiduciary activities
  • $0Service charges on deposit accounts
  • $130Trading account gains & fees
  • $0Additional noninterest income
  • $40Total noninterest expense
  • $784Salaries and employee benefits
  • $360Premises and equipment expense
  • $121Additional noninterest expense
  • $303Pre-tax net operating income
  • $300Securities gains (losses)
  • $0Applicable income taxes
  • $101Income before extraordinary items
  • $199Extraordinary gains - net
  • $0Net income attributable to bank
  • $199Net charge-offs
  • -$5Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.85%Cost of funding earning assets
  • 2.76%Net interest margin
  • 4.09%Noninterest income to earning assets
  • 0.76%Noninterest expense to earning assets
  • 3.51%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 0.82%Pretax return on assets
  • 1.24%Return on equity (ROE)
  • 17.70%Retained earnings to average equity (YTD only)
  • 17.70%Net charge-offs to loans
  • -0.08%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,325Assets per employee
  • 1.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.12%Loss allowance to noncurrent loans
  • 151.69%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 1.40%Net loans and leases to deposits
  • 27.09%Net loans and leases to core deposits
  • 27.57%Equity capital to assets
  • 4.94%Core capital (leverage) ratio
  • 4.88%Tier 1 risk-based capital ratio
  • 14.36%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $24,263Average earning assets
  • $1,124Average equity
  • $22,352Average loans

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