Bank of Hollandale in Hollandale, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 07, 1998

  • Bank of Hollandale in Hollandale, Mississippi (MS)
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Bank of Hollandale - Overview

  • General
  • FDIC Certificate #: 9360
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Guaranty Bank and Trust Company (#15953)
    Federal Reserve ID: 770947
    Date Established: Febuary 01, 1902
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 6009
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 07, 1998
    Last Structure Change Process Date: September 14, 1998
    Last Data Update: September 14, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 West Washington Street, Hollandale, MS 38748
    County: Washington
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Jackson Ms
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Greenville, MS (#24740)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $56.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $61,028Total assets
  • $3,069Cash and due from depository institutions
  • $0Interest-bearing balances
  • $21,512Securities
  • $9,700Federal funds sold & reverse repurchase agreements
  • $24,695Net loans & leases
  • $573Loan loss allowance
  • $0Trading account assets
  • $630Bank premises and fixed assets
  • $332Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,090All other assets
  • $61,028Total liabilities and capital
  • $54,058Total liabilities
  • $53,306Total deposits
  • $41,843Interest-bearing deposits
  • $53,306Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $337Other borrowed funds
  • $0Subordinated debt
  • $415All other liabilities
  • $6,970Total equity capital
  • $6,970Total bank equity capital
  • $6,970Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $5,485Undivided profits
  • Memoranda
  • $1,285Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,420Earning assets
  • $684Long-term assets (5+ years)
  • $667Average Assets, year-to-date
  • $55,907Average Assets, quarterly
  • $5,432Volatile liabilities
  • $60,412Insider loans
  • $59,222FHLB advances
  • $11,097Loans and leases held for sale
  • $44Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,913Total unused commitments
  • $0Restructured Loans and leases
  • $29,504Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $4,202Total interest income
  • $2,056Total interest expense
  • $2,146Net interest income
  • $240Provision for loan and lease losses
  • $229Total noninterest income
  • $0Fiduciary activities
  • $194Service charges on deposit accounts
  • $0Trading account gains & fees
  • $35Additional noninterest income
  • $1,749Total noninterest expense
  • $1,011Salaries and employee benefits
  • $225Premises and equipment expense
  • $513Additional noninterest expense
  • $386Pre-tax net operating income
  • $2Securities gains (losses)
  • $87Applicable income taxes
  • $301Income before extraordinary items
  • $0Extraordinary gains - net
  • $301Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $765Sale, conversion, retirement of capital stock, net
  • $140Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.49%Yield on earning assets
  • 3.66%Cost of funding earning assets
  • 3.82%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 3.12%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.64%Pretax return on assets
  • 4.38%Return on equity (ROE)
  • 2.34%Retained earnings to average equity (YTD only)
  • 2.87%Net charge-offs to loans
  • 31.37%Credit loss provision to net charge-offs
  • 0.82%Efficiency ratio
  • 73,642Assets per employee
  • 2.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.51%Loss allowance to loans
  • 2.27%Loss allowance to noncurrent loans
  • 40.35%Noncurrent assets plus other real estate owned to assets
  • 2.87%Noncurrent loans to loans
  • 5.62%Net loans and leases to deposits
  • 46.33%Net loans and leases to core deposits
  • 58.04%Equity capital to assets
  • 11.42%Core capital (leverage) ratio
  • 11.62%Tier 1 risk-based capital ratio
  • 23.60%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $60,412Average earning assets
  • $6,871Average equity
  • $56,114Average loans

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