Bank of Homewood, National Association in Homewood, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 16, 2001

  • Bank of Homewood, National Association in Homewood, Illinois (IL)
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Bank of Homewood, National Association - Overview

  • General
  • FDIC Certificate #: 16460
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Great Lakes Bank, National Association (#3610)
    Federal Reserve ID: 630032
    Date Established: July 27, 1946
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 10911
    FDIC's unique #: 10624
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: July 27, 1946
    Last Structure Change Effective Date: Febuary 16, 2001
    Last Structure Change Process Date: March 07, 2001
    Last Data Update: March 07, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 2034 Ridge Road, Homewood, IL 60430
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $349.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 100Total employees (full-time equivalent)
  • $349,813Total assets
  • $21,324Cash and due from depository institutions
  • $0Interest-bearing balances
  • $107,216Securities
  • $10,500Federal funds sold & reverse repurchase agreements
  • $194,456Net loans & leases
  • $1,655Loan loss allowance
  • $0Trading account assets
  • $10,567Bank premises and fixed assets
  • $1,184Other real estate owned
  • $883Goodwill and other intangibles
  • $0Life insurance assets
  • $3,683All other assets
  • $349,813Total liabilities and capital
  • $326,285Total liabilities
  • $310,958Total deposits
  • $237,794Interest-bearing deposits
  • $310,958Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $13,510Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,817All other liabilities
  • $23,528Total equity capital
  • $23,528Total bank equity capital
  • $23,528Perpetual preferred stock
  • $0Common stock
  • $630Surplus
  • $12,870Undivided profits
  • Memoranda
  • $10,028Noncurrent loans and leases
  • $42,832Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,033Earning assets
  • $342Long-term assets (5+ years)
  • $1,176Average Assets, year-to-date
  • $312,172Average Assets, quarterly
  • $60,695Volatile liabilities
  • $331,863Insider loans
  • $340,109FHLB advances
  • $31,218Loans and leases held for sale
  • $711Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $42,832Total unused commitments
  • $0Restructured Loans and leases
  • $1,655Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $23,033Total interest income
  • $9,659Total interest expense
  • $13,374Net interest income
  • $365Provision for loan and lease losses
  • $3,620Total noninterest income
  • $115Fiduciary activities
  • $2,867Service charges on deposit accounts
  • $0Trading account gains & fees
  • $638Additional noninterest income
  • $13,192Total noninterest expense
  • $3,957Salaries and employee benefits
  • $2,330Premises and equipment expense
  • $6,905Additional noninterest expense
  • $3,437Pre-tax net operating income
  • $4Securities gains (losses)
  • $1,135Applicable income taxes
  • $2,306Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,306Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $407Sale, conversion, retirement of capital stock, net
  • $2,900Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.75%Yield on earning assets
  • 3.25%Cost of funding earning assets
  • 4.50%Net interest margin
  • 1.22%Noninterest income to earning assets
  • 4.44%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 10.31%Return on equity (ROE)
  • -2.66%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 89.68%Credit loss provision to net charge-offs
  • 9.34%Efficiency ratio
  • 76,462Assets per employee
  • 3.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 125.76%Loss allowance to loans
  • 0.84%Loss allowance to noncurrent loans
  • 54.57%Noncurrent assets plus other real estate owned to assets
  • 1.21%Noncurrent loans to loans
  • 1.55%Net loans and leases to deposits
  • 62.53%Net loans and leases to core deposits
  • 66.31%Equity capital to assets
  • 6.73%Core capital (leverage) ratio
  • 6.75%Tier 1 risk-based capital ratio
  • 9.88%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $331,863Average earning assets
  • $22,360Average equity
  • $297,193Average loans

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