Bank of Illinois, National Association in Mount Vernon, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 14, 2000

  • Bank of Illinois, National Association in Mount Vernon, Illinois (IL)
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Bank of Illinois, National Association - Overview

  • General
  • FDIC Certificate #: 3843
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Integra Bank National Association (#4392)
    Federal Reserve ID: 422349
    Date Established: July 09, 1902
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 2500
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 14, 2000
    Last Structure Change Process Date: August 30, 2000
    Last Data Update: August 30, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1101 Broadway, Mount Vernon, IL 62864
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Mount Vernon, IL (#34500)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $173.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 50Total employees (full-time equivalent)
  • $189,801Total assets
  • $6,478Cash and due from depository institutions
  • $25Interest-bearing balances
  • $51,392Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $107,422Net loans & leases
  • $1,478Loan loss allowance
  • $0Trading account assets
  • $2,068Bank premises and fixed assets
  • $701Other real estate owned
  • $18,911Goodwill and other intangibles
  • $0Life insurance assets
  • $2,829All other assets
  • $189,801Total liabilities and capital
  • $154,499Total liabilities
  • $134,714Total deposits
  • $118,744Interest-bearing deposits
  • $134,714Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $15,561Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,005Other borrowed funds
  • $0Subordinated debt
  • $1,219All other liabilities
  • $35,302Total equity capital
  • $35,302Total bank equity capital
  • $35,302Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $31,920Undivided profits
  • Memoranda
  • $2,582Noncurrent loans and leases
  • $18,042Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $802Earning assets
  • $0Long-term assets (5+ years)
  • $902Average Assets, year-to-date
  • $158,839Average Assets, quarterly
  • $32,526Volatile liabilities
  • $193,224Insider loans
  • $189,261FHLB advances
  • $27,725Loans and leases held for sale
  • $6,721Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $18,042Total unused commitments
  • $73Restructured Loans and leases
  • $1,478Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $12,358Total interest income
  • $5,807Total interest expense
  • $6,551Net interest income
  • $297Provision for loan and lease losses
  • $1,119Total noninterest income
  • $0Fiduciary activities
  • $664Service charges on deposit accounts
  • $0Trading account gains & fees
  • $455Additional noninterest income
  • $5,514Total noninterest expense
  • $1,731Salaries and employee benefits
  • $596Premises and equipment expense
  • $3,187Additional noninterest expense
  • $1,859Pre-tax net operating income
  • $0Securities gains (losses)
  • $698Applicable income taxes
  • $1,161Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,161Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $251Sale, conversion, retirement of capital stock, net
  • $1,200Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.70%Yield on earning assets
  • 3.62%Cost of funding earning assets
  • 4.08%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 3.43%Noninterest expense to earning assets
  • 0.60%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.96%Pretax return on assets
  • 3.25%Return on equity (ROE)
  • -0.11%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 118.33%Credit loss provision to net charge-offs
  • 8.59%Efficiency ratio
  • 52,634Assets per employee
  • 3.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 103.36%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 184.29%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.74%Net loans and leases to deposits
  • 79.74%Net loans and leases to core deposits
  • 87.65%Equity capital to assets
  • 18.60%Core capital (leverage) ratio
  • 9.75%Tier 1 risk-based capital ratio
  • 14.18%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $193,224Average earning assets
  • $35,755Average equity
  • $160,569Average loans

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