Bank of Jacomo in Blue Springs, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 17, 2004

  • Bank of Jacomo in Blue Springs, Missouri (MO)
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Bank of Jacomo - Overview

  • General
  • FDIC Certificate #: 20183
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Metcalf Bank (#26247)
    Federal Reserve ID: 505859
    Date Established: May 26, 1970
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 11356
    FDIC's unique #: 13873
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 26, 1970
    Last Structure Change Effective Date: July 17, 2004
    Last Structure Change Process Date: September 01, 2004
    Last Data Update: September 01, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 909 South 7 Highway, Blue Springs, MO 64015
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $248.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 93Total employees (full-time equivalent)
  • $253,077Total assets
  • $7,611Cash and due from depository institutions
  • $18Interest-bearing balances
  • $38,181Securities
  • $11,085Federal funds sold & reverse repurchase agreements
  • $164,250Net loans & leases
  • $3,125Loan loss allowance
  • $0Trading account assets
  • $3,553Bank premises and fixed assets
  • $216Other real estate owned
  • $24,654Goodwill and other intangibles
  • $0Life insurance assets
  • $3,527All other assets
  • $253,077Total liabilities and capital
  • $209,044Total liabilities
  • $202,790Total deposits
  • $147,102Interest-bearing deposits
  • $202,790Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $5,053Other borrowed funds
  • $0Subordinated debt
  • $1,201All other liabilities
  • $44,033Total equity capital
  • $44,033Total bank equity capital
  • $44,033Perpetual preferred stock
  • $0Common stock
  • $1,127Surplus
  • $42,112Undivided profits
  • Memoranda
  • $794Noncurrent loans and leases
  • $51,966Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $426Earning assets
  • $43Long-term assets (5+ years)
  • $1,263Average Assets, year-to-date
  • $213,534Average Assets, quarterly
  • $15,607Volatile liabilities
  • $248,700Insider loans
  • $254,808FHLB advances
  • $10,991Loans and leases held for sale
  • $95Unused loan commitments
  • $4,720Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $324Total risk weighted assets
  • $51,966Total unused commitments
  • $0Restructured Loans and leases
  • $2,166Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $12,343Total interest income
  • $2,263Total interest expense
  • $10,080Net interest income
  • $556Provision for loan and lease losses
  • $2,999Total noninterest income
  • $0Fiduciary activities
  • $2,004Service charges on deposit accounts
  • $0Trading account gains & fees
  • $995Additional noninterest income
  • $6,694Total noninterest expense
  • $3,637Salaries and employee benefits
  • $652Premises and equipment expense
  • $2,405Additional noninterest expense
  • $5,829Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,177Applicable income taxes
  • $3,652Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,652Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $419Sale, conversion, retirement of capital stock, net
  • $3,475Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.88%Yield on earning assets
  • 1.08%Cost of funding earning assets
  • 4.80%Net interest margin
  • 1.43%Noninterest income to earning assets
  • 3.19%Noninterest expense to earning assets
  • 1.47%Net operating income to assets
  • 1.47%Return on assets (ROA)
  • 2.34%Pretax return on assets
  • 8.31%Return on equity (ROE)
  • 0.40%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 132.70%Credit loss provision to net charge-offs
  • 15.24%Efficiency ratio
  • 51,181Assets per employee
  • 2.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 95.15%Loss allowance to loans
  • 1.87%Loss allowance to noncurrent loans
  • 733.57%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 81.00%Net loans and leases to core deposits
  • 85.47%Equity capital to assets
  • 17.40%Core capital (leverage) ratio
  • 8.43%Tier 1 risk-based capital ratio
  • 11.25%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $248,700Average earning assets
  • $43,950Average equity
  • $210,024Average loans

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