Bank of Jamestown in Jamestown, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Jamestown in Jamestown, Kentucky (KY)
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Bank of Jamestown routing number info

Bank of Jamestown - Overview

  • General
  • FDIC Certificate #: 8118
    Status: Active
    Federal Reserve ID: 567240
    Bank Holding Company (Regulatory Top Holder): Jamestown Bancorp Inc (RSSDID: 1399804, Location: Jamestown, KY)
    Date Established: July 17, 1899
    WWW: http://www.bankofjamestown.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 15597
    FDIC's unique #: 5167
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 02, 2010
    Last Structure Change Process Date: June 02, 2010
    Last Data Update: June 02, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 Monument Square, Jamestown, KY 42629
    County: Russell
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $165.5 mil
    Equity capital: $16.1 mil
    Deposits held in domestic offices: $126.5 mil
    Return on assets (ROA): 0.68% ($1.1 mil)
    Quarterly return on assets: 0.88% ($1.5 mil)
    Return on Equity (ROE): 7.22% ($1.2 mil)
    Quarterly return on equity: 9.08% ($1.5 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 0.75% ($1,241.2 mil)
    Quarterly Pretax return on assets: 1.05% ($1,737.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $165,489Total assets
  • $4,144Cash and due from depository institutions
  • $0Interest-bearing balances
  • $85,277Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $69,215Net loans & leases
  • $610Loan loss allowance
  • $0Trading account assets
  • $2,357Bank premises and fixed assets
  • $1,240Other real estate owned
  • $221Goodwill and other intangibles
  • $165,489Life insurance assets
  • $3,035All other assets
  • $149,344Total liabilities and capital
  • $126,523Total liabilities
  • $109,715Total deposits
  • $126,523Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 15888.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,215Trading liabilities
  • $0Other borrowed funds
  • $718Subordinated debt
  • $16,145All other liabilities
  • $16,145Total equity capital
  • $16,145Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $6,470Surplus
  • $9,475Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $268Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $908Income earned, not collected on loans
  • $0Earning assets
  • $1,411Long-term assets (5+ years)
  • $154,492Average Assets, year-to-date
  • $103,519Average Assets, quarterly
  • $166,195Volatile liabilities
  • $164,980Insider loans
  • $104,265FHLB advances
  • $163,702Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,551Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,824Restructured Loans and leases
  • $390Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,558Total interest income
  • $2,736Total interest expense
  • $4,822Net interest income
  • $376Provision for loan and lease losses
  • $867Total noninterest income
  • $0Fiduciary activities
  • $646Service charges on deposit accounts
  • $0Trading account gains & fees
  • $221Additional noninterest income
  • $4,092Total noninterest expense
  • $2,245Salaries and employee benefits
  • $509Premises and equipment expense
  • $1,338Additional noninterest expense
  • $1,221Pre-tax net operating income
  • $31Securities gains (losses)
  • $121Applicable income taxes
  • $1,131Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,131Net income attributable to bank
  • $0Net charge-offs
  • $1,131Cash dividends
  • $442Sale, conversion, retirement of capital stock, net
  • $543Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.89%Yield on earning assets
  • 1.77%Cost of funding earning assets
  • 3.12%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 2.65%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 0.75%Pretax return on assets
  • 7.22%Return on equity (ROE)
  • 3.75%Retained earnings to average equity (YTD only)
  • 0.65%Net charge-offs to loans
  • 85.07%Credit loss provision to net charge-offs
  • 3.61%Efficiency ratio
  • 71,928Assets per employee
  • 4.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.01%Loss allowance to loans
  • 0.87%Loss allowance to noncurrent loans
  • 67.18%Noncurrent assets plus other real estate owned to assets
  • 1.30%Noncurrent loans to loans
  • 1.30%Net loans and leases to deposits
  • 54.71%Net loans and leases to core deposits
  • 56.07%Equity capital to assets
  • 9.76%Core capital (leverage) ratio
  • 10.11%Tier 1 risk-based capital ratio
  • 15.87%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $166,195Average earning assets
  • $15,662Average equity
  • $154,450Average loans

List of branches

  • 3 Kentucky Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    05167Bank Of Jamestown400 Monument Square, Jamestown, KY 42629July 17, 1899Full Service Brick and Mortar
    2217946Industrial Park Branch2215 N Main Street, Jamestown, KY 42629December 27, 1984Full Service Brick and Mortar
    3469623Russell Springs Branch43 Highway 910, Russell Springs, KY 42642July 16, 2007Full Service Brick and Mortar

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